Can you be a notary for yourself?
Asked by: Alvah Cummings III | Last update: March 29, 2026Score: 4.9/5 (12 votes)
No, a notary public generally cannot notarize their own signature or documents they are personally involved in, as it violates the core principle of impartiality, acting as an independent third-party witness to prevent fraud. You must be a disinterested party, so you can't notarize for yourself, your spouse, or any transaction where you have a financial or beneficial interest. While you can be a self-employed notary and earn money from home, you must still find another impartial notary to handle your personal documents.
What is the most common mistake made by a notary?
The most common and serious mistake a notary makes is failing to ensure the signer personally appears before them, which is a legal violation and can lead to fraud and major penalties, but other frequent errors involve incomplete or incorrect notarial certificates, such as missing dates, improper seal placement, illegible stamps, mismatched names, or attaching the wrong certificate type, all of which can invalidate the document.
How much can a notary charge in WV?
In West Virginia, a notary public can charge a maximum of $10 for each signature notarized, including acknowledgments and jurats, and $10 for other acts like certifying a document facsimile, as set by West Virginia Code | §39-4-30 and WV House Bill 4748. These fees are state-mandated limits, so a notary cannot charge more than $10 per signature or act, though they can charge less.
Can I do notary as a side hustle?
Yes it can be a great side job. If you do it's best to become a Mobile notary and set your own hours and market through google. Depending on your state, that will matter on pay and potential volume of work.
What is required to become a notary in TN?
Legal counsel should be consulted whenever specific problems or questions arise concerning any aspect of the office of notary public. Notary Applicants must be at least 18 years of age, a resident of the county, or maintain a principal place of business in the county from which they are elected.
How to Prepare for Your First Notarization
Is a notary signing agent a good side hustle?
Yes, a Notary Signing Agent (NSA) can be a very good side hustle, offering flexibility, good income ($75-$200 per signing), and low barriers to entry (no degree needed), but success depends heavily on marketing, gaining experience, and managing costs, as regular notaries often earn much less; the key is specializing in loan signings, not just basic notarizations. It's flexible for part-time work, allows you to set your own hours, and can provide quick cash, but requires dedication to find clients and build a reputation, especially in competitive areas.
How much can a notary charge per signature?
Notary costs per signature generally range from $5 to $15, but this varies significantly by state, with some states setting maximums (like $10-$15) and others allowing notaries to set their own rates; fees also depend on the act (acknowledgment, jurat) and if travel is involved, sometimes adding significant charges. Always check your state's specific laws or ask for a quote upfront to know the exact cost for your document.
What are the downsides of being a notary?
Disadvantages of being a notary include inconsistent income, high liability for errors, significant startup and maintenance costs (fees, bond, E&O insurance), the challenge of building a client base, strict legal restrictions (no UPL), dealing with difficult clients or requests, and potential for emotionally taxing situations, all while facing intense competition for low-paying gigs.
Can you live off being a notary?
Not every NSA or mobile Notary wants to make it a full-time career. In fact, more than 61 percent notarize as a part-time gig. But even part-timers report they are doing well, reporting earnings ranging from anywhere as low as a few hundred dollars to $20,000 a month from notarizations.
What type of notary makes the most money?
The type of notary that generally makes the most money is a Notary Signing Agent (NSA), specializing in real estate loan documents, earning $75-$200 per complex signing, followed by Mobile Notaries who charge travel fees and specialized Remote Online Notaries (RONs), but NSAs have the highest potential due to the volume and complexity of mortgage signings, with some reaching six figures annually with experience, high-level marketing, and handling various loan packages (purchases, refinances, HELOCs).
How much does a $25,000 notary bond cost?
A $25,000 notary bond typically costs between $40 and $180, depending on your state, the bond provider, and whether you bundle it with an Errors & Omissions (E&O) policy, with common prices around $70-$100 for the bond alone. The cost is a small percentage (often 0.5% to 10%) of the $25,000 amount, but prices vary significantly by state and specific requirements, like those for Remote Online Notaries (RON).
How much does a mobile notary make per visit?
A mobile notary's earnings per visit vary significantly, but loan signing agents often make $75 to $200+ per appointment, while general mobile notary work can range from $30 to $100+ per trip, depending on location, travel distance, document complexity, and whether they work directly with clients or through signing services. Highly profitable mobile notaries focus on real estate closings (loan signings) or specialized niche markets, adding fees for travel, printing, and administrative tasks.
Where should a notary post a fee schedule?
Even if state notary laws do not require such display, this Association highly recommends that notaries post a fee schedule of what they can charge in a location visible to the public at all times.
Do notaries get sued a lot?
It's not unusual for a Notary to be named in a lawsuit simply because plaintiffs are obligated to cast a wide net. In other words, the civil process is “Sue first, ask questions later.” And even with the best outcome, being sued is incredibly disruptive.
Do notaries hold up in court?
Facilitates Legal Transactions
Similarly, wills, power of attorney forms, and specific contracts typically need notarization to be legally enforceable. With notarization, these documents might hold up in a court of law or might not be accepted by institutions.
Will notaries be replaced by AI?
The Bottom Line. AI is a powerful resource, but it will never replace the personal involvement of a commissioned notary public. Notaries must continue to follow the laws and rules that govern their role, personally carrying out each step of a notarization.
Is being a notary a good side hustle?
Yes, being a notary is often considered a great side hustle because it offers flexibility, low startup costs (compared to some businesses), high demand for essential services, and the potential for good hourly earnings, especially as a mobile notary or loan signing agent, with Remote Online Notarization (RON) adding work-from-home opportunities.
How does a notary get clients?
Advertise through word of mouth
Many Notaries agreed that getting the word out in your community is one of the best ways to find new customers. If someone needs a notarization but aren't sure where to go, word of mouth about your business can be key to getting signers to come to you first.
How to make 6 figures as a notary?
To be a six figure-earning money as a notary loan signing agent, you need to do 667 signings a year — or 13 signings a week — and you only need 3 escrow officers feeding you their loan signing appointments to be well on your way to making six figures a year, working less than 40 hours a week.
Is a notary license worth it?
Yes, getting a notary license is often worth it for the flexibility, low startup costs, and career advantages, offering potential income as a side gig or full-time business, especially as a Notary Signing Agent (NSA) for loan signings, though profitability depends heavily on your hustle and market saturation, as basic notarial work can be low-paying. It boosts resumes, adds value for employers in various industries, and opens doors to mobile services, but requires dedication to find profitable niches beyond basic, often free, bank services.
What skills help notaries earn more?
Other Services Notaries Can Offer To Earn Extra Money
- Courier services for documents.
- Offering after-hours/holiday services for an additional fee.
- Photocopying or faxing services.
- Form I-9 services for employers (restricted in California to qualified and bonded immigration consultants).
What liability does a notary have?
A notary public is liable for all damages caused by his or her errors, omissions, improper notarizations, or negligence in the performance of a notarial act even if such actions were made inadvertently.
What forms of payment do notaries accept?
Notary Public Frequently Asked Questions
A: I accept cash, credit cards (Visa, Mastercard, and American Express), and checks under $25.00. My rates are very reasonable and I offer special discounts on services to senior citizens, teachers, and hospice facilities.
How much does UPS charge to notarize?
UPS Store notary costs typically range from $5 to $15 per signature, with many locations charging around $10 per principal signature, though prices vary by store, state law (which sets maximums, like $15 in CA), and document complexity. Always call your local UPS Store first to confirm their exact fee, as it depends on the number of people signing (principal) and specific state regulations.
How much to notarize at FedEx?
FedEx offers online notary services through Notarize, typically costing $25 for the first seal on a single document, with an extra $10 for each additional seal or supplied witness, though physical location fees can vary and some authorized centers might offer lower rates. Not all FedEx locations provide in-person notary services, and state laws dictate fees, so it's best to check online or call ahead.