How long can my lawyer hold my settlement check?

Asked by: Dr. Angie Vandervort  |  Last update: February 13, 2026
Score: 4.9/5 (31 votes)

A lawyer can usually hold your settlement check for no more than a few weeks. They're allowed to wait until the check clears and all deductions (like fees or liens) are sorted out. But if it's been more than 30 days with no clear reason or communication, that's a red flag, and you should ask for an update.

Can a lawyer keep your settlement money?

In California, this is backed by professional conduct rules. Your lawyer will need to let you know when the money has been acquired and will then have to distribute your share without unnecessary delay.

How long does it take for lawyers to release funds?

Key Takeaways. After a case resolves favorably (settlement or judgment), it usually takes one to six weeks for funds to actually reach the claimant. Delays can happen because you must sign release documents, liens and medical bills must be cleared, legal fees calculated, and paperwork processed.

Why is my settlement check on hold?

After a case settlement, the disbursement of settlement checks can be delayed due to administrative processing, verification of settlement terms, or issues with the responsible party's payment system. It is important to maintain written communication with your lawyer and request clear timelines.

What is the maximum a lawyer can take from a settlement?

The standard contingency fee for personal injury attorneys is typically around 33 to 40 percent. For example, if you receive a $30,000 settlement, the lawyer will keep between 33 and 40 percent of that amount, and you'll receive the remaining balance after your medical bills are paid.

Settlement or Lawsuit: What’s Better?

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What is the longest a settlement can take?

A settlement can take anywhere from a few weeks to over five years to close. Straightforward personal injury cases, like a car accident lawsuit from a rear-end collision, are more likely to resolve quickly. A medical malpractice case is more likely to take several years.

Why is my settlement payment taking so long?

One reason for a delay in receiving your settlement funds might be the time it takes to deduct certain amounts from your gross recovery. These amounts might include: Your legal fees. Your lawyer will almost certainly calculate your legal fees as a contingent fee based on a pre-agreed percentage of your winnings.

How can I track my settlement check?

Hiring a personal injury attorney helps you track your settlement check. Since your lawyer receives the check for dispersing funds for liens and the legal contingency fee, your attorney is the one responsible for monitoring the processing of your settlement check.

How long will it take for my settlement check to clear?

A settlement check will likely be delivered to your lawyer if you are working with one. Once your lawyer receives the check, it must be deposited into a client trust account. The funds must clear the bank, which can take up to 7 business days, depending on your bank and the check amount.

Why is my lawyer taking so long to settle my case?

If you're asking, “why is my lawyer taking so long to settle my case?”, it could be because: Dispute liability or argue that others are responsible. Require separate negotiations and legal filings. The more parties involved, the longer it may take to reach a fair resolution.

How much of a 25k settlement will I get?

Economic damages are awarded to reimburse the victim for financial losses that have arisen as a result of their injuries. After standard deductions, you can expect to receive approximately $8,000 to $12,000 from a $25,000 settlement.

How long can a solicitor hold my money?

A solicitor can hold inheritance money for 6-12 months, but it can be longer if the estate is complicated or if there is no will. Waiting for an inheritance to come through can feel endless, especially when you are grieving and trying to battle financial pressures at the same time.

Can my lawyer direct deposit my settlement check?

Yes, your settlement funds can be received via direct deposit if your law firm offers it. Not all law firms offer direct deposit. Some still stick to old-school paper checks. Others might use secure digital platforms that allow for quick transfers right into your bank account.

What is the hardest case to win in court?

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  • At the top of the list of most challenging criminal accusations to overcome is first-degree murder. ...
  • Sexual assault cases, particularly those involving minors, are among the toughest felonies to get dropped.

How long does it take to get money from settlements?

Should I Receive a Settlement Right Away? You won't receive your money right away, but you should receive it within a few days to a few weeks. There's still some paperwork to be done, but insurers are usually encouraged to pay out compensation quickly once a settlement has been reached.

How are settlement checks mailed?

Most settlement checks are sent using certified mail or a tracked service. It's not a legal requirement, but it just makes sense when that much money is involved. Lawyers, insurance companies, and other senders don't want to risk a lost check any more than you do.

Is there a hold on settlement checks?

In most cases, lawyers are allowed to hold your settlement check for a short period—typically between 5 to 14 days. This time allows the check to clear the bank and for all associated expenses and liens to be settled.

What are common settlement delays?

A delayed settlement means the final agreement and payout are postponed, often leading to increased financial and emotional hardship for claimants. This delay can result from documentation requests, negotiation breakdowns, court backlogs, or deliberate tactics used by insurers to retain funds as long as possible.

How long can an attorney hold your settlement?

A lawyer can usually hold your settlement check for no more than a few weeks. They're allowed to wait until the check clears and all deductions (like fees or liens) are sorted out. But if it's been more than 30 days with no clear reason or communication, that's a red flag, and you should ask for an update.

What happens if a claim is taking too long?

What happens if a settlement claim takes longer than anticipated? Some states require the insurer to provide a written explanation in response to why the claim is taking longer than 30 days. Occasionally, claims are delayed, but most state laws require insurance companies to inform you of the claim's status.

What is the average settlement time?

Settlement typically takes 30 to 90 days, depending on the agreement between the buyer and the seller, which is outlined in the contract of sale. If you're only refinancing a loan from one lender to another, the refinance settlement process is much simpler.

How much of a 30K settlement will I get?

You'll get around $13,000 to $17,000 out of your $30K settlement in most cases. That might surprise you, but once the legal fees, medical bills, and case costs are subtracted, what's left is your actual take-home amount. The exact number depends on how your case played out.

Can I deposit a large settlement check?

In these instances, an individual will need to go to their financial institution's brick-and-mortar location to deposit a settlement check. In instances where an individual brings a large check to their bank or credit union, at least two forms of ID may be required.

What are the 4 types of settlements?

The four main types of settlements are urban, rural, compact, and dispersed. Urban settlements are densely populated and are mostly non-agricultural. They are known as cities or metropolises and are the most populated type of settlement. These settlements take up the most land, resources, and services.