Is it worth it to become a notary as a side hustle?
Asked by: Ara Walter IV | Last update: June 12, 2026Score: 4.1/5 (44 votes)
Yes, becoming a notary can be a very worthwhile side hustle, offering flexibility and good earning potential, especially as a mobile notary or Notary Signing Agent (NSA) for loan signings, but it requires effort to market yourself and build clientele, with income varying from low fees per act to $75-$200+ per loan signing appointment, sometimes reaching $1,000-$2,000+ monthly part-time with experience.
Is being a notary a good side hustle?
Yes, being a notary is a good side hustle because it offers flexibility, low startup costs, and multiple income streams, especially if you become a mobile notary or Notary Signing Agent (NSA) for loan documents, allowing you to earn significant fees per appointment, potentially $75-$200+ for specialized tasks beyond basic per-signature fees. It provides supplemental income, work-from-home potential (especially with Remote Online Notarization - RON), and boosts your resume for other roles, though it requires initial time/money for training and supplies.
How much can a notary make on the side?
The average loan signing job from loan signing services are paid between $75 and $200 per appointment. A typical loan signing appointment usually takes between 30 and 60 minutes depending on the complexity of the documents. This means you can earn upwards of $200/hour as a loan signing agent!
What are the disadvantages of being a notary?
Disadvantages of being a notary include inconsistent income, high liability for errors, significant startup and maintenance costs (fees, bond, E&O insurance), the challenge of building a client base, strict legal restrictions (no UPL), dealing with difficult clients or requests, and potential for emotionally taxing situations, all while facing intense competition for low-paying gigs.
What is the most common mistake made by a notary?
The most common and serious mistake a notary makes is failing to require the signer to appear personally, which violates law and leads to fraud claims; other frequent errors include incomplete or incorrect certificates (wrong dates, missing venue, illegible seals, incorrect wording, or misaligned signatures/names) and failing to properly verify signer identity. These errors can invalidate documents and lead to legal penalties, making adherence to strict procedures crucial.
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Do Notaries get sued a lot?
It's not unusual for a Notary to be named in a lawsuit simply because plaintiffs are obligated to cast a wide net. In other words, the civil process is “Sue first, ask questions later.” And even with the best outcome, being sued is incredibly disruptive.
Will Notaries be replaced by AI?
The Bottom Line. AI is a powerful resource, but it will never replace the personal involvement of a commissioned notary public. Notaries must continue to follow the laws and rules that govern their role, personally carrying out each step of a notarization.
Can you live off being a notary?
Not every NSA or mobile Notary wants to make it a full-time career. In fact, more than 61 percent notarize as a part-time gig. But even part-timers report they are doing well, reporting earnings ranging from anywhere as low as a few hundred dollars to $20,000 a month from notarizations.
How much does a $50,000 notary bond cost?
A $50,000 notary bond's cost varies, but for specific high-coverage states like Alabama (which requires $50k), the premium is usually a fixed, low fee of around $50 to $100 for a 4-year term, depending on the package, while general $50k surety bonds (not always for notaries) range from 0.5% to 10% of the amount ($250 - $5,000), largely based on your credit score.
What type of Notaries make the most money?
The Notary Loan Signing Agent (NSA) makes the most money, handling complex mortgage documents for $75-$200+ per appointment, significantly more than general notaries, with high demand in real estate; other lucrative paths include specialized services like Apostille agents, Remote Online Notaries (RONs), and mobile notaries who travel for higher fees.
Is it worth becoming a notary signing agent?
Yes, becoming a Notary Signing Agent (NSA) is often considered worthwhile for its flexibility, potential for good income (especially per loan), and career growth, offering independence as an entrepreneur or a valuable skill for employees, though it requires extra training and marketing to build a consistent client base, especially in a competitive market.
What's the most a notary can charge?
How much you can charge as a notary depends heavily on your state's maximum fee schedule for basic acts (often $5-$15 per signature for acknowledgments/jurats) plus potential extra fees for ** mobile services (travel, urgency), remote online notarization (RON)**, or specialized documents, but all fees must be itemized and disclosed upfront, as some states limit charges strictly to the notarial act.
How can a notary make 6 figures?
To be a six figure-earning money as a notary loan signing agent, you need to do 667 signings a year — or 13 signings a week — and you only need 3 escrow officers feeding you their loan signing appointments to be well on your way to making six figures a year, working less than 40 hours a week.
Is there a demand for notary signing agents?
Yes, Notary Signing Agents (NSAs) are generally in demand, especially for loan signings (mortgages, refinances) and for mobile services (wills, POAs, medical directives) due to ongoing real estate needs and convenience, but the market is competitive, with many agents vying for work, especially in loan signings, leading to lower fees in some areas. The demand is consistent for essential services like notarizing legal/estate documents, but success requires skill, good marketing, and potentially hybrid services (mobile + remote online notarization).
How long does it take to become a notary?
Becoming a notary can take anywhere from a few weeks to a few months, depending on the state, with processing times for the final commission often taking 2-10 weeks after all requirements (like training, exam, background check, bond, and application) are met, with some states like Colorado being faster (days) and others like California potentially taking longer. The actual training and application steps can be completed relatively quickly (days/weeks), but waiting for state approval is the main variable.
Is notary a stressful job?
Yes, being a notary can be stressful due to high stakes, difficult clients, legal complexities, and the pressure of running a business, but it's manageable with proper skills, organization, and boundaries, offering rewards like flexibility and independence. Common stressors include handling illegal requests, dealing with angry or difficult signers, balancing work/life, building a client base, and navigating inconsistent income, especially in competitive markets.
How much does a mobile notary make per visit?
A mobile notary's earnings per visit vary significantly, with general notarizations offering lower fees (often based on state-set per-signature/act fees plus travel) but specialized roles like Loan Signing Agents earning $75 to $200 or more per appointment, especially for mortgage closings, by saving time and handling complex documents, notes National Notary Association. Higher fees come from working directly with title companies or attorneys, while agents using signing services might earn less due to commission splits, Loan Signing System.
How much to notarize at FedEx?
FedEx offers online notary services through Notarize, typically costing $25 for the first seal on a single document, with an extra $10 for each additional seal or supplied witness, though physical location fees can vary and some authorized centers might offer lower rates. Not all FedEx locations provide in-person notary services, and state laws dictate fees, so it's best to check online or call ahead.
How much is a $25,000 notary bond?
A $25,000 notary bond typically costs between $40 and $180, depending on your state, the bond provider, and whether you bundle it with an Errors & Omissions (E&O) policy, with common prices around $70-$100 for the bond alone. The cost is a small percentage (often 0.5% to 10%) of the $25,000 amount, but prices vary significantly by state and specific requirements, like those for Remote Online Notaries (RON).
What are the cons of becoming a notary?
Becoming a notary can be expensive
You may also want to consider the cost of training to become better at your career as this may also attract additional courses. Staying prepared can help you plan financially and navigate the costs easily.
Is it hard to find notary clients?
It can be tough to find customers for your Notary business in today's challenging economy. We asked Notaries on Facebook about the best ways to find new signers and expand their customer base. They recommended the four approaches below: Advertise through word of mouth.
Will notaries become obsolete?
Rather than becoming obsolete, notaries have evolved to meet modern needs while preserving essential human judgment technology cannot replicate.
What are the 5 jobs that will survive AI?
Which Jobs Are Safest from AI and Automation?
- Health Care: Nurses, doctors, therapists, and counselors.
- Education: Teachers, instructors, and school administrators.
- Creative: Musicians, artists, writers, and journalists.
- Personal Services: Hairdressers, cosmetologists, personal trainers, and coaches.
What is the 30% rule in AI?
The "30% rule" in AI is a guideline suggesting that AI should handle about 30% of a task, while humans perform the remaining 70%, focusing on critical thinking, creativity, and ethical oversight, rather than full replacement. It serves as a balance to use AI as an augmentation tool for productivity (like drafting content or data analysis) while preserving essential human judgment, ensuring AI supports, rather than replaces, human expertise in complex roles.