What happens if a defendant does not pay a judgment in Florida?

Asked by: Mabel Howell Jr.  |  Last update: July 22, 2025
Score: 4.6/5 (65 votes)

If the judgment debtor does not pay, you are entitled to get the sheriff to seize the judgment debtor's property. The seizing of property by the sheriff is called a levy. Once the sheriff has levied on the property, the sheriff will then sell it, and pay you out of the money the sheriff receives from the sale.

Can you go to jail for not paying a Judgement in Florida?

You can't go to jail for failing to pay a debt or a judgment. However, if you do not pay a debt, or if a judgment is entered against you, this information can be reported to credit bureaus and made a part of your credit history. This information can be reported for up to seven years on your credit reports.

How can I avoid paying a judgement in Florida?

Taking advantage of these exemptions can help a judgment debtor not pay a judgment. Some of the most important exemptions include the Florida homestead exemption, retirement accounts, tenants by entireties property, head of household earnings, and social security income.

What happens if you win a lawsuit and they refuse to pay?

Appeals and Default Judgment

If you're dissatisfied with the judgment or if the responsible party refuses to pay, you can file an appeal. In some cases, a default judgment can be issued against the negligent party, ensuring you receive the compensation owed.

How long do you have to pay a judgement in Florida?

A judgment is good, and can be enforced, for up to 20 years. That seems like a long time, and it is. A judgment is good for 10 years and Florida allows a creditor to “renew” a judgment before the expiration of the 10 years for an additional 10 years, thus giving a judgment almost unending life.

What Happens If A Defendant Does Not Pay A Judgment? - CountyOffice.org

23 related questions found

How long can a judgment be enforced in Florida?

Post-judgment discovery is appropriate as long as the judgment is enforceable.” The Court found that Florida judgments have a twenty year life during which those judgments are enforceable.

Can you avoid paying a Judgement?

Here are four ways to avoid paying a judgment: 1) Use asset protection tools such as an asset protection trust, 2) use legal exemptions, 3) negotiate with the creditor, 4) file for bankruptcy.

Can you go to jail for ignoring a lawsuit?

yes, if you ignore a lawsuit the court automatically assumes you are unable to dispute it, which means the default judgment is in favor of the person suing you. The judge will perceive you as guilty and you will go to jail.

How hard is it to collect on a judgement?

Depending on the defendant's financial situation, it can be very difficult to collect a judgment. Some people do not work or have assets and are not able to pay judgments. Other defendants may have the money but refuse to pay it out of spite or for other reasons.

What happens if you sue someone and lose in Florida?

If you lose your case, you likely will be required to pay some of the costs that the winning party incurred during the lawsuit. Costs can be expensive.

What makes a judgment void in Florida?

In Florida, a “void judgment” is so defective that it is deemed never to have had legal force and effect, while a “voidable judgment” is a judgment that has been entered based upon some error in procedure that allows a party to have the judgment vacated, but the judgment has legal force and effect unless and until it ...

What is the statute of limitations for debt Judgement in Florida?

Statute of Limitations in Florida for Debt

The statute of limitations for debt in Florida is five years. A creditor has five years to sue you for the money you owe. Most debts are based on written agreements and the statute of limitations period for contract actions is five years.

What is exempt from a Judgement in Florida?

The most important exemption from creditors in Florida is the Florida homestead exemption. The homestead exemption is in the Florida Constitution. Florida's homestead law protects up to 1/2 acre of real property in a city and up to 160 acres in an unincorporated county from property liens and forced sale.

What happens to a judgment after 10 years in Florida?

In Florida, a judgment lien has a limited lifespan of ten years from the date of its issuance by the court. Accordingly, the judgment creditor must renew the lien to keep the lien in effect beyond these ten years by filing a renewal affidavit with the Clerk of Court in the court responsible for the initial judgment.

Can you lose your home in a lawsuit in Florida?

You cannot lose your house due to an at-fault car accident in Florida. Florida's homestead exemption law prevents this from happening. It protects you even if you lose a car accident claim or lawsuit.

How long can a debt collector come after you in Florida?

The statute of limitations in Florida on debt is five years.

This means that once the five-year timeline has expired, creditors can no longer file a lawsuit against the borrower to try and recover the debt. This is only true of debts that include a written agreement, though.

Do Judgements go away?

Most judgments (the court order saying what you're owed) expire in 10 years. This means you can't collect on it after 10 years. To avoid this, you can ask the court to renew it. A renewal lasts 10 years.

How to win a court case as a defendant?

Whether you represent yourself or hire an attorney, there are things you can do to ensure a good result in your case.
  1. Find the Right Court. ...
  2. Litigate for the Right Reasons. ...
  3. Mediate Instead of Litigate. ...
  4. Communicate With Your Attorney. ...
  5. Be Willing to Negotiate. ...
  6. Follow Court Procedures. ...
  7. You'll Need a Good Lawyer.

Can you negotiate a judgement?

Negotiate to pay off the judgment under better terms

This requires filing a motion. This is complicated and most people need assistance from a legal expert to do it correctly. Contact your local legal aid, county law library, court's Self-Help Center to see if they help.

Is it worth suing someone with no money?

You should still sue someone who has no money for a couple of reasons. First and foremost, you deserve justice after suffering injuries due to someone else's negligence. You also have options for collecting compensation after a favorable verdict, even if the person you are suing does not have much money.

Do you go to jail if someone sues you and you can't pay?

While debt collectors can no longer have you jailed or threaten to have you arrested for not paying your debts, there are a few instances in which you can be incarcerated with debt as the underlying cause. For example, a debt collector can sue you and, if you fail to comply with court orders, you could get jail time.

What if you ignore someone suing you?

If you don't file an Answer, the plaintiff can file a “Motion for Default,” asking for an automatic win. The court usually grants the Motion for Default because you haven't officially acknowledged the lawsuit. The court enters a default judgment, essentially ruling in favor of the plaintiff without your participation.

How much will a debt collector settle for?

According to the American Association for Debt Resolution, the average settlement amount is 50.7% of the balance owed. So yes, if you owed a dollar, you'd get out of debt for fifty cents. But the average amount of debt enrolled is $4,500. That means you should still expect to pay a hefty sum to get out of debt.

What happens if you have a judgement against you in Florida?

While a judgment is enforceable, the creditor has a right to forcefully collect against you. The most common collection tools are wage garnishments, bank garnishments, liens against property and even levy of vehicles and personal property.

How long can a judgement be held against you?

The length of time the judgment is enforceable varies depending on the state you live in. In some states, it's as short as five years, and in other states, it's as long as 20 years. Judgments can also often be renewed. If you can't afford to pay a judgment against you, filing bankruptcy can help eliminate the judgment.