Who pays when police get sued?

Asked by: Lavina Cremin  |  Last update: February 15, 2026
Score: 4.5/5 (21 votes)

When police get sued, taxpayers, cities, counties, or their insurance companies almost always pay for settlements and judgments, not the individual officers, who are typically indemnified (protected) by their employer. Funds come from municipal budgets, dedicated litigation funds, or liability insurance, meaning the cost is borne by the public through taxes or diverted city funds, not usually the officer's pocket.

Who pays when a police officer is sued?

Individual officers rarely pay settlements or verdicts. Instead, judgments against officers from smaller police departments are usually paid by the department's insurance company. In larger jurisdictions, the city council typically approves payouts from a dedicated account funded by taxpayer dollars.

What happens when a police officer gets sued?

Once you bring a lawsuit against a law enforcement officer, the case will be prosecuted by the government, with the outcome depending on the specifics of the charges. Criminal suits often seek punishment of punitive measures, while civil lawsuits pursue financial reimbursement and accountability in the courtroom.

How much do police lawsuits cost taxpayers?

(j) In 2017, the Los Angeles Police Department cost taxpayers $80,000,000 settling lawsuits involving officer misconduct. Similarly, the County of Los Angeles paid out over $50,000,000 in misconduct claims from 2015 to 2016, inclusive, the majority of which were excessive force claims.

How much does it cost to sue the police?

Suing the police often costs little to nothing upfront because most civil rights lawyers work on a contingency fee basis, taking a percentage (around 33-40%) of the settlement or award if you win. You typically won't pay attorney fees, but you might be responsible for case costs (expert witnesses, depositions, court fees, etc.), which can range from thousands to tens of thousands of dollars, though lawyers often advance these costs and get reimbursed from any winnings. 

Woman Wins $57K Settlement After Suing for Wrongful Arrest

42 related questions found

Is it hard to sue a cop?

Suing a police officer is difficult but possible, requiring strong evidence (video, witnesses, medical records) to overcome legal hurdles like qualified immunity, which protects officers unless they violate "clearly established" rights, and strict deadlines (often 6 months) for filing claims, making an experienced civil rights attorney essential for navigating complex procedures, high legal standards, and proving harm. 

What are the odds of winning a lawsuit?

The chances of winning a lawsuit vary greatly, but most personal injury cases (90-95%) settle out of court; for those that go to trial, plaintiffs win roughly 50-60% of the time, with car accidents having higher success rates (~61%) and medical malpractice cases having lower ones (~27-37%). Key factors influencing your odds include clear liability (proof the other party was at fault), strength of evidence (medical records, photos, witnesses), the type of case, and having an experienced lawyer. 

Do cops have to pay for damages?

If the police damaged your property, getting compensation for repairs can be difficult since police have qualified immunity under certain circumstances. Depending on how the damage occurred, the police department, your insurance company, or another party may pay for the damage.

How much do settlements usually pay out?

Settlement payouts vary wildly, from small amounts in class actions ($50-$200) to significant personal injury sums, often ranging from $3,000 for minor injuries to over $100,000 for severe ones, with averages often falling between $24,000 and $55,000, depending heavily on injury severity, medical costs, lost wages, legal fees (typically 30-40%), and proven damages. 

What is the most expensive part of a lawsuit?

Trial Costs: The Most Expensive Phase

If a case proceeds to trial, costs escalate quickly due to courtroom preparation and extended attorney fees. Jury Fees: Some jurisdictions charge plaintiffs a fee to impanel a jury, which can range from $5 to $150, depending on the jurisdiction.

Why can't police officers be sued?

Qualified immunity is a judge-created rule that protects government officials, including police officers, when they are sued.

Can a cop be sued personally?

Yes, police officers can be sued personally for violating constitutional rights or other misconduct, often under 42 U.S.C. § 1983, but the defense of qualified immunity frequently protects them unless they violate a "clearly established" right, meaning the government entity usually pays damages if a violation occurs, even if the officer is technically liable. Lawsuits target an officer's individual actions, but typically the municipality provides their defense and pays settlements or judgments, making personal financial risk for the officer rare, though they can be sued in both personal and official capacities. 

Who holds the police accountable?

Police accountability is held by multiple entities, including federal (DOJ), state, and local governments (like Civilian Review Boards), internal police departments, courts, and community-led oversight groups, using legal action, internal discipline, and policy changes to address misconduct and abuse of power through investigations, prosecutions, and consent decrees. 

What protects cops from being sued?

Summary Qualified Immunity. The doctrine of qualified immunity protects state and local officials, including law enforcement officers, from individual liability unless the official violated a clearly established constitutional right. The evolution of qualified immunity began in 1871 when Congress adopted 42 U.S.C.

How much of a 30K settlement will I get?

From a $30,000 settlement, you'll likely receive significantly less, with amounts depending on attorney fees (often 33-40%), outstanding medical bills (paid from the settlement), case expenses, and potentially taxes, with a realistic take-home amount often falling into the thousands or tens of thousands after these deductions are covered, requiring a breakdown by your attorney. 

Who pays for cars damaged in police chases?

The fleeing driver often bears primary liability for a police chase car crash. Their insurer may cover your losses if they carried a valid policy. Police can share fault if the pursuit violated policy or created unreasonable danger for bystanders.

Who gets paid first in a lawsuit?

Generally, attorney fees and medical liens are paid first, and then the remaining amount goes to you. However, the process involves several legal steps, paperwork, and strategic negotiations before you see your share. Understanding this order of payments is crucial for planning your finances after a settlement.

Will I pay taxes on a settlement?

The general rule regarding taxability of amounts received from settlement of lawsuits and other legal remedies is Internal Revenue Code (IRC) Section 61. This section states all income is taxable from whatever source derived, unless exempted by another section of the code.

What is a reasonable settlement offer?

A reasonable settlement offer is one that fully covers all your economic losses (medical bills, lost wages, future costs) and compensates fairly for non-economic damages (pain, suffering, emotional distress), reflecting the unique strengths and weaknesses of your case, including potential liability and venue. It's generally much higher than an initial offer and requires understanding your full, long-term damages, ideally with legal and financial expert input, to avoid underestimating your true costs. 

What does 12 mean for cops?

"12" is slang for police, originating from the police radio code 10-12 ("visitors present," meaning civilians nearby), which became a shorthand warning, and possibly influenced by the TV show Adam-12, used in hip-hop and urban culture to mean cops are around or to be wary of law enforcement. It's used in contexts ranging from casual conversation to cautionary warnings like "Watch out for the 12" or "Fuck 12".
 

How hard is it to sue the police?

Yes, suing a police department is very difficult due to legal hurdles like qualified immunity, strict procedural rules (short deadlines, notice requirements), high burdens of proof (needing to show "deliberate indifference" for systemic issues), and the difficulty in overcoming police culture and bias. Cases are often emotionally draining, vigorously defended, and require significant evidence like video, witness statements, and expert testimony to challenge powerful government entities, often necessitating specialized civil rights attorneys. 

Who pays for cop lawsuits?

For one, these settlements are almost always paid by local governments (i.e., local taxpayers) –not the police officers involved, or even the police departments involved.

What is the hardest lawsuit to win?

The hardest cases to win in court often involve high emotional stakes, like crimes against children or sexual assault, where jurors struggle with bias; complex, voluminous evidence, such as white-collar fraud; and defenses that challenge societal norms, like an insanity plea, which faces high scrutiny and conflicting expert testimony. Cases with weak physical evidence, uncooperative witnesses (like in sex crimes), or those involving unpopular defendants (e.g., child abusers) are particularly challenging for defense attorneys.
 

How much does a lawyer make from a winning lawsuit?

A lawyer makes money from a winning lawsuit primarily through a contingency fee, typically 33% to 40% of the total award or settlement, though it varies by case complexity and stage (higher percentages for trials). This percentage is taken after the client receives their net recovery, meaning costs like expert witnesses and filing fees are first deducted from the total award before the lawyer's fee is calculated, often reducing the client's final payout significantly. 

Is it worth suing someone for $500?

Suing for $500 can be "worth it" in small claims court, which is designed for smaller disputes and usually doesn't require a lawyer, but you must weigh filing/service fees (can be $20-$200+) and the opportunity cost of your time (prep, court) against the potential recovery; if your costs approach $500, it's often not financially sensible, but it might be worth it for principle or if the other party pays easily, says.