Can I check the cue database?
Asked by: Vince Reichel | Last update: July 11, 2025Score: 4.5/5 (36 votes)
By allowing insurers access to incident details, it's harder for people to commit fraud by lying about their claims history. How can I find out what information CUE holds about me? You can find out the information CUE holds about you by completing a Subject Access Request form.
Can I access the NCD database?
Access to NCD data is provided on the basis of a closed user group. This means that insurance companies must supply NCD data in order to request NCD data.
Who has access to the motor insurance database?
The police have access to the data platform via a secure connection to assist in the identification of uninsured vehicles and to enhance their enforcement powers to remove them from our roads.
Is there a database for insurance claims?
All-payer claims databases (APCDs) are large State databases that include medical claims, pharmacy claims, dental claims, and eligibility and provider files collected from private and public payers. APCD data are reported directly by insurers to States, usually as part of a State mandate.
How long does cue hold information?
The Claims and Underwriting Exchange (CUE), is the central database of motor, home, personal injury and industrial illness incidents reported by insurers which may give rise to a claim. This data is held for 6 years from the date the claim was closed.
Using your Database as a Queue? Good or bad idea?
Can you check the cue database?
If you wish to find out what information is held about you on the CUE database, please complete a Subject Access Request form. Alternatively if you wish to contact us regarding a complaint, or any other query relating to these databases, please contact MIB on on 0345 1652803 (freephone) or at dataprotection@mib.org.uk.
How can I check my car accident history?
Visit the National Motor Vehicle Title Information System (NMVTIS) website, vehiclehistory.gov, to get a vehicle history report with title, insurance loss, and salvage information.
Can you look up insurance claims?
You can request a copy of the claims history with your current home insurance company by simply requesting it or logging into your account online or in the app.
How long does an accident stay on your record?
In California, accidents typically stay on your driving record for a period of three years from the date of the accident. During this time, the accident will be considered a public record and, therefore, accessible by insurance companies, potential employers, and law enforcement agencies.
Can I see my clue report online?
Pursuant to the Fair Credit Reporting Act, you may request a Consumer Disclosure Report online via the Online Request Form. Once we have verified and processed your report request, you will receive a letter via U.S. Mail with additional information explaining how to access your report online.
What is a cue claim?
CUE stands for the Claims and Underwriting Exchange, a database made up of incidents that can then be reported to insurance companies; these may or may not lead to an insurance claim. It is managed by the Motor Insurers' Bureau (MIB) and is the UK general insurance industry claims register.
How do I remove an accident from my insurance record?
Answer: Unfortunately, you can't usually remove an accident from your driving record. Your driving record is meant to be an accurate and complete history of your time as a driver. There are a few circumstances in which you may be able to remove an accident, but it's rare.
Is there a problem with the motor insurance database?
Since then there's been issues with the stability of the database and the accuracy of vehicle data maintained on the MID. Insurers are currently liaising with the MIB as a matter of urgency to understand what actions are being taken to quickly rectify this problem and minimise any potential impact on customers.
Can you check NCD online?
Can I check my no-claims discount online? You may be able to log into your insurance provider's website and view details of your insurance policy, including how many years of no-claims you have accumulated. If not, you should be able to contact your insurer directly and ask for details.
Can other insurance companies see your claims?
Every insurer scopes out your recent claims history as well as the claims history for the home when you switch insurance companies or purchase a new policy. This helps them price your policy. You should note, however, that not every insurer looks through your entire claims history.
Where can I see NCD?
Please look for your NCD entitlement in your renewal notice or query your existing insurer.
How do insurance companies find out about accidents?
Insurance companies use police reports to determine fault in accidents. They'll analyze the information in the report to find the responsible party.
Does State Farm have accident forgiveness?
State Farm is unique among major American auto insurers because it does not offer accident forgiveness. However, staying accident-free still has benefits, as it offers safe driving discounts for drivers.
How to check claims history?
Your insurance provider should hold a record of your claim history, including any claims made under your current policy as well as any previous claims declared when you took out your policy. They can give you details of dates, type of claims, how much was paid out and any injuries.
Can you get a free LexisNexis report?
LexisNexis® Risk Solutions maintains information on insurance claims histories and has designed an easy process for consumers to request their free file disclosure.
Is there a database for insurance?
The Producer Database (PDB) is a central repository of producer licensing information updated on a timely basis by participating state insurance departments. Currently, the PDB includes information from all 50 states, as well as the District of Columbia, Guam, Puerto Rico and Virgin Islands.
How to check car accident history for free?
VinCheckPro offers a free VIN check that lets you know about theft, accidents, salvage auction, flood and sales records. You can also find model specifications, market value analysis, five-year ownership costs and the vehicle's safety ratings and fuel economy estimates.
What is a clean title?
A clean title is simply a title that an insurer or state has never changed. It's not another type of branded title; it simply means that the vehicle has never been deemed a total loss. With a clean title, the car does not have a lien placed on it and has slightly higher resale value.
Can I get a free Carfax report?
FREE CARFAX VEHICLE HISTORY REPORT.
If you're in the market for a used car, get a FREE CARFAX Vehicle History Report with every car listed on Carfax.com. You can narrow down your search by car type, price, location, ownership history and more.