Can I deposit my daughter's check into my Chase account?

Asked by: Ulices Prosacco Sr.  |  Last update: June 27, 2025
Score: 4.5/5 (29 votes)

Endorsing a check for a minor involves printing the minor's name, indicating their status as a minor, and providing the endorser's relationship to the minor. Banks typically allow parents to deposit checks made out to minors into their own accounts, especially if the child does not have a bank account.

Can I deposit someone else's check in my account on Chase?

FBO checks can be deposited by someone other than the person to whom the check is made. The most common example of this type of endorsement is when an institution or custodian is depositing a check on someone's behalf.

Can I deposit my child's check into my Chase account?

A check can only deposited into the person's account named in the check. If you try to deposit into your account, it will be rejected.

Can I put my daughter's check in my bank account?

Depositing someone else's check to your bank account may be possible if your bank or credit union permits it, but there are risks involved. Depositing a check that bounces could lead to bank fees. If your other payments fall through due to non-sufficient funds, there could be late fees too.

How do you deposit a check that is not in your name?

Having Someone Endorse a Check So You Can Deposit It In Your Account. The exact process whereby someone endorses a check so that you can deposit it into your own account may vary from bank to bank or credit union to credit union. In general, this involves the person writing your name on the back and signing the check.

Can I deposit my daughters check into my account?

26 related questions found

Can I deposit someone else's check into my account?

Depositing Someone Else's Check Into Your Account

Make out a deposit slip with your name, account number, deposit amount and date of deposit. Ask the person who's giving you the check to write “Pay to the order of + your name” on the back and sign it. Take the check and deposit slip to your bank to deposit it.

Does Chase Bank accept third party checks?

Chase Bank: Chase generally accepts third-party checks but may require both parties to be present. The bank might also require identification from both the original payee and the third party.

How do I cash a check in my daughters name?

If you do so at your bank or the issuing bank, ask the teller what their policy is on how to endorse the check. Normally, you have the child sign their name, or you could write the child's name on the back, followed by the word “minor”, then sign your name, followed by the phrase “parent of minor”.

How do I deposit a check on Chase?

Here's how:
  1. Sign in to the Chase Mobile® app and tap "Pay & Transfer"
  2. Select "Deposit checks" and choose the account where you want your deposit to go.
  3. Enter the deposit amount.
  4. Tap "Front" and take a photo of the front of the check.
  5. Endorse your check, then tap "Next," and then take a photo of the back of the check.

Can I pay a Cheque in my child's name into my bank account?

As your child's parent or guardian, you're the main account holder. For this reason, you can't pay cheques in your child's name directly into an Under 16s account. You also can't make cash deposits directly into an Under 16s account. You can pay cheques in your name into your personal or joint account.

How to endorse a check to a family member?

Sign your name in the indicated space exactly as it appears on the "Pay to" line on the front of the check. Directly underneath your signature, print "Pay to the order of" and the recipient's full name in clear, legible handwriting.

How to deposit a check for minor chase reddit?

Walk in to a branch and speak with a teller about proper endorsement and they will check policy/procedure on your specific situation. That will be your best bet for depositing the check. If you do mobile and do it wrong, they could flag you for fraud and restrict or even close your accounts.

Can I deposit a check made out to my child at Chase Bank?

Endorsing a check for a minor involves printing the minor's name, indicating their status as a minor, and providing the endorser's relationship to the minor. Banks typically allow parents to deposit checks made out to minors into their own accounts, especially if the child does not have a bank account.

Can my mom deposit my check for me?

The answer is yes, generally speaking. It's possible to deposit checks on behalf of another person into their bank account or in some cases, your own bank account. Banks and credit unions may allow you to deposit checks for someone else when certain conditions are met.

Is it better to deposit a check in person or online?

Bottom line. Taking advantage of the mobile deposit feature through a bank's app can save you time and a trip to a branch. Be sure that the amount you deposit doesn't exceed the bank's limit and hold onto any check for a few days after submitting it.

How do I deposit a check made out to my child?

To deposit a check that was written to your child (a minor), please follow these steps:
  1. On the back of the check, print your child's name. After the name, add a hyphen and the word "minor."
  2. Beneath your child's name, print your name. ...
  3. Lastly, sign your name and write your member number.

Can you endorse a check to someone else on Chase?

In the endorsement area on the back of the check, at the top, use blue or black ink to write “Pay to the order of” followed by the new recipient's name. This step tells the bank you are officially endorsing the transfer of funds to the new recipient. Your signature from the previous step serves as your authorization.

Can you mobile deposit someone else's check in your account?

Typically, yes, but you'll want to check with your bank to make sure. Banks that allow you to deposit a check written for someone else (called a third-party check) will generally require the person to whom the check is made out to, called the payee, to sign the check over to you.

Can I deposit a check that is not in my name?

It all depends on your bank's policies. Some banks may not allow you to deposit or cash a check made payable to someone else (a third-party check) while others may have special requirements you'll need to meet.

Can I cash my daughters check for her?

Typically, banks will require you to have your own account with them before they'll cash or deposit a minor's check for you. You may also be able to open a custodial account jointly owned by you and your child, which allows you both to make deposits and withdrawals.

How do I cash my parents check?

The easiest way to cash a check is to take it to a bank where you have an account. Check-cashing services are available at Walmart and many grocery stores. Checks are commonly issued for personal gifts, payroll, or government payments.

Can I deposit money into someone else's account on Chase?

However, whether or not you're able to deposit cash into another person's account will depend on the bank. Some large banks — including JPMorgan Chase, Bank of America, and Wells Fargo — have banned cash deposits from non-customers.

Is it illegal to deposit a third party check?

A bank sets its own policy whether to accept or reject third-party checks and is not legally required to accept them. For instance, if the bank accepts the check, the bank can require the payee to be present to verify the signature.

Can I deposit a check with two names on it Chase?

Chase and Wells Fargo require that if you want to deposit a check that is payable to two individuals, both payees must go to a branch in person and present government identification to verify the signatures on the back of the check.