Can you make money being a notary public?
Asked by: Adele Treutel | Last update: June 3, 2026Score: 4.7/5 (8 votes)
Yes, you can make money as a Notary Public, ranging from a few hundred dollars part-time to thousands monthly, especially as a specialized mobile notary or loan signing agent, but income depends heavily on your state's fee limits, marketing efforts, and services offered, with high-demand areas like real estate closings (loan signings) being very lucrative.
What are the downsides of being a notary?
Disadvantages of being a notary include inconsistent income, high liability for errors, significant startup and maintenance costs (fees, bond, E&O insurance), the challenge of building a client base, strict legal restrictions (no UPL), dealing with difficult clients or requests, and potential for emotionally taxing situations, all while facing intense competition for low-paying gigs.
Is being a notary profitable?
This is exactly why becoming a notary loan signing agent is one of the most underrated and profitable opportunities in America — where just one signing can pay $75 to $200 and take less than an hour.
How does a notary public get paid?
To allow you to perform all the necessary services in-house, the bank may pay for you to complete notary training. Once you're a notary, you still work for the bank (though you may get a raise because of your additional function), and it's the bank that pays your salary.
Can you live off being a notary?
Not every NSA or mobile Notary wants to make it a full-time career. In fact, more than 61 percent notarize as a part-time gig. But even part-timers report they are doing well, reporting earnings ranging from anywhere as low as a few hundred dollars to $20,000 a month from notarizations.
How To Make Money As A Notary In 2025
What is the most common mistake made by a notary?
The most common and serious mistake a notary makes is failing to require the signer to appear personally, which violates law and leads to fraud claims; other frequent errors include incomplete or incorrect certificates (wrong dates, missing venue, illegible seals, incorrect wording, or misaligned signatures/names) and failing to properly verify signer identity. These errors can invalidate documents and lead to legal penalties, making adherence to strict procedures crucial.
How long does it take to become a notary?
Becoming a notary can take anywhere from a few weeks to a few months, depending on the state, with processing times for the final commission often taking 2-10 weeks after all requirements (like training, exam, background check, bond, and application) are met, with some states like Colorado being faster (days) and others like California potentially taking longer. The actual training and application steps can be completed relatively quickly (days/weeks), but waiting for state approval is the main variable.
How much does a mobile notary make per visit?
A mobile notary's earnings per visit vary significantly, with general notarizations offering lower fees (often based on state-set per-signature/act fees plus travel) but specialized roles like Loan Signing Agents earning $75 to $200 or more per appointment, especially for mortgage closings, by saving time and handling complex documents, notes National Notary Association. Higher fees come from working directly with title companies or attorneys, while agents using signing services might earn less due to commission splits, Loan Signing System.
How does a notary get clients?
Advertise through word of mouth
Many Notaries agreed that getting the word out in your community is one of the best ways to find new customers. If someone needs a notarization but aren't sure where to go, word of mouth about your business can be key to getting signers to come to you first.
Is notary a stressful job?
Yes, being a notary can be stressful due to high stakes, difficult clients, legal complexities, and the pressure of running a business, but it's manageable with proper skills, organization, and boundaries, offering rewards like flexibility and independence. Common stressors include handling illegal requests, dealing with angry or difficult signers, balancing work/life, building a client base, and navigating inconsistent income, especially in competitive markets.
How to make 6 figures as a notary?
To be a six figure-earning money as a notary loan signing agent, you need to do 667 signings a year — or 13 signings a week — and you only need 3 escrow officers feeding you their loan signing appointments to be well on your way to making six figures a year, working less than 40 hours a week.
What are the risks of mobile notary work?
Risks of mobile notary work include significant personal safety concerns (unsafe locations, aggressive clients), liability for errors leading to lawsuits (even for minor mistakes), financial strain from low fees or unnecessary expenses, data security issues, and potential for criminal activity targeting notaries, all requiring high situational awareness, strict adherence to state laws, and robust safety protocols like informing contacts of your location and avoiding sharing your full schedule.
Do notaries get sued often?
It's not unusual for a Notary to be named in a lawsuit simply because plaintiffs are obligated to cast a wide net. In other words, the civil process is “Sue first, ask questions later.” And even with the best outcome, being sued is incredibly disruptive.
Will notaries be replaced by AI?
The Bottom Line. AI is a powerful resource, but it will never replace the personal involvement of a commissioned notary public. Notaries must continue to follow the laws and rules that govern their role, personally carrying out each step of a notarization.
Which type of notary makes the most money?
The Notary Loan Signing Agent (NSA) makes the most money, handling complex mortgage documents for $75-$200+ per appointment, significantly more than general notaries, with high demand in real estate; other lucrative paths include specialized services like Apostille agents, Remote Online Notaries (RONs), and mobile notaries who travel for higher fees.
Is being a notary a good side hustle?
Yes, being a notary is a good side hustle because it offers flexibility, low startup costs, and multiple income streams, especially if you become a mobile notary or Notary Signing Agent (NSA) for loan documents, allowing you to earn significant fees per appointment, potentially $75-$200+ for specialized tasks beyond basic per-signature fees. It provides supplemental income, work-from-home potential (especially with Remote Online Notarization - RON), and boosts your resume for other roles, though it requires initial time/money for training and supplies.
What's the most a notary can charge?
How much you can charge as a notary depends heavily on your state's maximum fee schedule for basic acts (often $5-$15 per signature for acknowledgments/jurats) plus potential extra fees for ** mobile services (travel, urgency), remote online notarization (RON)**, or specialized documents, but all fees must be itemized and disclosed upfront, as some states limit charges strictly to the notarial act.
What skills are needed to be a notary?
Essential Skills for Notaries
Attention to Detail: Notaries must carefully review documents to ensure accuracy and completeness. Missing a signature or a stamp can invalidate an entire document. Ethical Integrity: As a notary, you will handle sensitive information and must do so without bias.
Is notary training hard?
The state with the toughest application requirements is...
California not only requires an exam, it also requires mandatory training up to 6 hours, a background check and a minimum exam score of 70% in order to obtain a notary commission.
How much does a $25,000 notary bond cost?
A $25,000 notary bond typically costs between $40 and $180, depending on your state, the bond provider, and whether you bundle it with an Errors & Omissions (E&O) policy, with common prices around $70-$100 for the bond alone. The cost is a small percentage (often 0.5% to 10%) of the $25,000 amount, but prices vary significantly by state and specific requirements, like those for Remote Online Notaries (RON).
What are the risks of being a notary?
Liability is a common concern of notaries public, as it should be. It is your primary duty as a notary public to serve your state and the public in preventing fraud. Unfortunately, many notaries public are not aware of the liability they face when performing authorized duties within the scope of their employment.
Do notaries hold up in court?
Facilitates Legal Transactions
Similarly, wills, power of attorney forms, and specific contracts typically need notarization to be legally enforceable. With notarization, these documents might hold up in a court of law or might not be accepted by institutions.
Which state has the hardest notary test?
New York. New York has one of the toughest tests to become a Notary. The Empire State requires Notary applicants to take and pass an exam in order to receive a commission. However, the state does not require any training so applicants are on their own to learn the material covered in the exam.
What liability does a notary have?
A notary public is liable for all damages caused by his or her errors, omissions, improper notarizations, or negligence in the performance of a notarial act even if such actions were made inadvertently.