How long does it take to become a notary signing agent?

Asked by: Judson Stiedemann  |  Last update: June 7, 2026
Score: 4.9/5 (55 votes)

Becoming a Notary Signing Agent (NSA) can take as little as 1-3 weeks if you're already a commissioned Notary, mainly involving a quick online course, background check (5-7 days), and certification, but it adds significant time if you first need to become a Notary Public, a state-by-state process adding several weeks to months. The core NSA training itself is short, but waiting on background checks and state commission approvals are the biggest time factors.

How long does it take to become a signing agent?

Notary Signing Agent Timeline

Applicants who are already commissioned as Notaries and follow the recommended industry certification process listed above can expect to become a certified Signing Agent within one to two weeks.

Is becoming a notary signing agent worth it?

Yes, becoming a Notary Signing Agent (NSA) is often considered worthwhile for its flexibility, potential for good income (especially per loan), and career growth, offering independence as an entrepreneur or a valuable skill for employees, though it requires extra training and marketing to build a consistent client base, especially in a competitive market. 

Is the notary signing agent exam hard?

California. California has some of the most stringent application requirements for Notaries in the U.S. — including a required education course and background check — and the mandatory exam is among the most challenging in any state.

What type of notary makes the most money?

The Notary Loan Signing Agent (NSA) makes the most money, handling complex mortgage documents for $75-$200+ per appointment, significantly more than general notaries, with high demand in real estate; other lucrative paths include specialized services like Apostille agents, Remote Online Notaries (RONs), and mobile notaries who travel for higher fees.
 

How to Become a Notary Signing Agent

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Is being a notary a good side hustle?

Yes, being a notary is a good side hustle because it offers flexibility, low startup costs, and multiple income streams, especially if you become a mobile notary or Notary Signing Agent (NSA) for loan documents, allowing you to earn significant fees per appointment, potentially $75-$200+ for specialized tasks beyond basic per-signature fees. It provides supplemental income, work-from-home potential (especially with Remote Online Notarization - RON), and boosts your resume for other roles, though it requires initial time/money for training and supplies. 

What skills are needed to be a notary?

Essential Skills for Notaries

Attention to Detail: Notaries must carefully review documents to ensure accuracy and completeness. Missing a signature or a stamp can invalidate an entire document. Ethical Integrity: As a notary, you will handle sensitive information and must do so without bias.

Is there a demand for notary signing agents?

Yes, Notary Signing Agents (NSAs) are generally in demand, especially for loan signings (mortgages, refinances) and for mobile services (wills, POAs, medical directives) due to ongoing real estate needs and convenience, but the market is competitive, with many agents vying for work, especially in loan signings, leading to lower fees in some areas. The demand is consistent for essential services like notarizing legal/estate documents, but success requires skill, good marketing, and potentially hybrid services (mobile + remote online notarization). 

What are the downsides of being a notary?

Disadvantages of being a notary include inconsistent income, high liability for errors, significant startup and maintenance costs (fees, bond, E&O insurance), the challenge of building a client base, strict legal restrictions (no UPL), dealing with difficult clients or requests, and potential for emotionally taxing situations, all while facing intense competition for low-paying gigs. 

Is there a difference between a notary and a notary signing agent?

A Notary Public is a state-commissioned official verifying identities and witnessing signatures on general documents (wills, affidavits) with fees often capped by law, while a Notary Signing Agent (NSA) is a specialized notary with extra training and background checks to handle complex mortgage loan documents, acting as a guide and ensuring proper execution for real estate transactions, earning higher, flat fees. All NSAs are notaries, but not vice versa; the key difference is the NSA's specialized knowledge in loan processes, often involving mobile services and detailed document handling beyond basic notarization.
 

Can you live off being a notary?

Not every NSA or mobile Notary wants to make it a full-time career. In fact, more than 61 percent notarize as a part-time gig. But even part-timers report they are doing well, reporting earnings ranging from anywhere as low as a few hundred dollars to $20,000 a month from notarizations.

Will notaries be replaced by AI?

The Bottom Line. AI is a powerful resource, but it will never replace the personal involvement of a commissioned notary public. Notaries must continue to follow the laws and rules that govern their role, personally carrying out each step of a notarization.

What are the risks of being a signing agent?

It's understandable that borrowers often have questions, and the Notary Signing Agent is often the first person they ask. But providing unauthorized advice or the wrong answers could cause serious problems for the borrower or lender — and put the Signing Agent at risk of liability and loss of future assignments.

What is the most common mistake made by a notary?

The most common and serious mistake a notary makes is failing to require the signer to appear personally, which violates law and leads to fraud claims; other frequent errors include incomplete or incorrect certificates (wrong dates, missing venue, illegible seals, incorrect wording, or misaligned signatures/names) and failing to properly verify signer identity. These errors can invalidate documents and lead to legal penalties, making adherence to strict procedures crucial. 

How to get clients as a notary signing agent?

This article explores various avenues, tips and tricks that signing agents can employ to expand their client base and increase revenue.

  1. Leveraging Signing Services. ...
  2. The Direct Client Approach. ...
  3. Embrace Digital Marketing. ...
  4. Local Offline Marketing. ...
  5. Create a Notary Network. ...
  6. Know Your Advertising Laws.

Does a notary certificate expire?

Notarized documents don't expire, but their validity can be affected by outdated information or an expired notary commission. Keep details current and ensure the notary's seal is clear to avoid issues.

Which type of notary makes the most money?

The Notary Loan Signing Agent (NSA) makes the most money, handling complex mortgage documents for $75-$200+ per appointment, significantly more than general notaries, with high demand in real estate; other lucrative paths include specialized services like Apostille agents, Remote Online Notaries (RONs), and mobile notaries who travel for higher fees.
 

Is notary a stressful job?

Yes, being a notary can be stressful due to high stakes, difficult clients, legal complexities, and the pressure of running a business, but it's manageable with proper skills, organization, and boundaries, offering rewards like flexibility and independence. Common stressors include handling illegal requests, dealing with angry or difficult signers, balancing work/life, building a client base, and navigating inconsistent income, especially in competitive markets.
 

Is a notary signing agent a good side hustle?

Yes, a Notary Signing Agent (NSA) can be a very good side hustle, offering flexibility, good income ($75-$200 per signing), and low barriers to entry (no degree needed), but success depends heavily on marketing, gaining experience, and managing costs, as regular notaries often earn much less; the key is specializing in loan signings, not just basic notarizations. It's flexible for part-time work, allows you to set your own hours, and can provide quick cash, but requires dedication to find clients and build a reputation, especially in competitive areas. 

Can notary signing agents work-from-home?

A legitimate work-from-home job in 40 states

Traditionally, Notaries would meet with signers in person to perform notarial acts. However, it's now possible to provide Notary services online thanks to remote online notarization (RON) laws.

How to make 6 figures as a notary?

To be a six figure-earning money as a notary loan signing agent, you need to do 667 signings a year — or 13 signings a week — and you only need 3 escrow officers feeding you their loan signing appointments to be well on your way to making six figures a year, working less than 40 hours a week.

How much does a notary signing agent make per signing?

A notary makes $5 to $15 per signature for standard work, but can earn $75 to $200 or more per appointment as a mobile notary or loan signing agent, with fees varying greatly by state and service, from legally capped rates (e.g., $10 in Florida) to higher, flexible charges for specialized mobile services.
 

Is notary training hard?

The state with the toughest application requirements is...

California not only requires an exam, it also requires mandatory training up to 6 hours, a background check and a minimum exam score of 70% in order to obtain a notary commission.

How does a notary get jobs?

While databases are important, signing services also maintain their own internal lists of Notaries. The more companies you register with, the more signing opportunities you'll receive. Finding them is simple: 🔎 Google “signing services in [your state]” and start signing up with as many as possible.

How long will it take to become a notary?

Becoming a notary can take anywhere from a few weeks to a few months, depending on the state, with processing times for the final commission often taking 2-10 weeks after all requirements (like training, exam, background check, bond, and application) are met, with some states like Colorado being faster (days) and others like California potentially taking longer. The actual training and application steps can be completed relatively quickly (days/weeks), but waiting for state approval is the main variable.