How much does it cost to change your last name with Social Security?

Asked by: Roy Roob  |  Last update: February 26, 2026
Score: 4.1/5 (51 votes)

It won't cost you anything to change your name on your Social Security card, but it's important to remember to do it, which is why we're highlighting it here. You can change the name on your Social Security card while doing the name change for your driver's license.

Do I have to pay to change my name at Social Security?

Update your name on your Social Security card through the Social Security Administration . There's no fee.

Is it free to change your name after marriage?

Yes, it costs money to change your name. "The costs increase if you request a name change outside of the context of a marriage license application or a divorce, for which (if granted) there are no additional costs to legally obtain a new surname," explains Ernestine J.

How long do I have to change my name after marriage in Social Security?

If your client is unable to use the online application, they can visit a local Social Security office to complete the application. They should wait at least 30 days after the date of the marriage to request a replacement card with a name change. This allows the state time to update its records.

How expensive is it to change your name when you get married?

You pay a $435-$450 filing fee. If you can't afford the fee, you can ask the court to waive it.

Social Security Name Change

28 related questions found

What is the easiest way to change my last name?

In most cases, you must file a petition with your local court to change your name. To do so, you may need to file paperwork and appear before a judge to complete the process. Find your local government website and contact your circuit court to get information about how you can legally change your name.

What is a good reason to change my name?

Adopting a name that resonates with one's cultural or religious heritage can be a powerful expression of identity. Individuals may change their name to honor their ancestry, embrace a new faith, or reclaim a traditional name that better represents their background and beliefs.

What happens if you get married but don't change your name?

Legal & Administrative Hurdles. Keeping your maiden name means you'll need to prove your marital status more often. For instance, if you're traveling with your spouse and your last names don't match, you might need to carry a marriage certificate to avoid issues.

What do you need to bring to Social Security to change your name after marriage?

This includes your proof of identity (like a driver's license or passport), proof of legal name change (such as a marriage certificate, divorce decree, or court order), and evidence of U.S. citizenship or legal immigration status if the SSA doesn't already have that information on file.

What happens if I don't report my marriage to Social Security?

Whether or not SSI recipients or OASDI beneficiaries change their name after a marriage, they must report the marriage to SSA since it could affect their SSI payment amounts or OASDI benefits.

What are the downsides of changing your name?

Con: You have to tell everyone about the change

People will ask questions. They will forget that you changed your name. It may take more work than you think to contact friends, family members, co-workers, supervisors, school administrators and everyone else who needs to know.

Who do I need to notify when I change my name?

banks, building societies, and credit unions - current accounts, credit cards, loan agreements, savings and ISAs. pension providers - current and previous. healthcare practitioners - doctors and dentist. utility providers - gas and electricity companies.

What is the first thing you change your name on after marriage?

Quick Answer. You can change your name after marriage by first getting a copy of your marriage certificate, then getting a new Social Security card and license. Afterwards, you can update your passport, bank accounts, credit cards and insurance policies.

What proof do I need to change my name?

For most purposes a deed poll will be accepted to change documents, but there are some important exceptions. Birth and marriage certificates cannot be changed. However, your deed poll together with your birth certificate will be sufficient for the passport office to issue you with a passport in the new name.

What happens if I don't change my name with Social Security?

If you do not tell us when your name changes, it may: • Delay your tax refund. Prevent your wages from being posted correctly to your Social Security record, which may lower the amount of your future Social Security benefits.

What is the easiest way to change my name?

Any Indian citizen can legally change their name by following a three-step process. The legal name change process includes an affidavit, newspaper advertisement, and Gazette notification. Name change can be initiated online for affidavit and Gazette application in many states.

How long do I have to tell Social Security I got married?

Be sure to tell us about the change by the 10th day of the month after it happened. For example, if you get married on January 27th, tell us about the change to your marital status by February 10th. If you're not sure if the change is something that's important for our records, let us know anyway.

Can I change my name online?

Can I change my name for free online? While you can begin the process online for free, such as filling out forms or using online resources to understand the required steps, most jurisdictions require a fee to file the paperwork legally. Costs vary by state and type of name change (marriage, divorce, court order).

What is the first thing to change when you get married?

Updating Your Social Security Card

If you are changing your name, changing it with the Social Security Administration (SSA) should be the first thing on your list. Other entities will refer to the SSA's database before approving your name change on other documents, like your passport.

What do you call a married woman who keeps her maiden name?

Mrs. is the proper title for a woman who was or is married, whether she has taken her spouse's last name or not. If you know the woman is married, Mrs. is the way to go.

Is it wrong to change your last name?

But one thing is clear: it is your choice in most states. It comes down to a matter of preference and personal choice. Many people keep their last name because they end up marrying later in life, or their career is already established and it could negatively impact their career and finances to change their last name.

What disqualifies you from changing your name?

You cannot change your name for a fraudulent purpose, such as to avoid debts, you cannot change to a name that could affect the rights of another person, such as a celebrity, you cannot use a curse word, racial slur, obscene and/or an offensive word as part of your name and you cannot change to a name that would cause ...

What are the disadvantages of changing your name?

First and foremost, it isn't free. You will be required to pay for the cost of the petition to change it. In most states, the cost of a name change isn't more than a few hundred dollars, but that amount could be prohibitive for some people.

What is the best way to legally change your name?

Change your legal name

  1. File a petition with the court. First, you fill out and file court papers and pay a fee.
  2. Publish your request in a newspaper. Next, you must publish a notice in a newspaper saying that you are asking the court to legally change your name.
  3. Go to a hearing (if required) ...
  4. Get your decree.