Is notary a good side hustle?
Asked by: Catalina Denesik | Last update: March 31, 2026Score: 4.9/5 (16 votes)
Yes, being a notary is considered a good side hustle because it offers flexibility to set your own hours, multiple income streams (general notary, loan signings, remote online), and strong earning potential, especially as a mobile notary or signing agent, with some potentially earning over $100 per hour for specialized appointments like loan closings. Success requires dedication, marketing yourself (especially for direct clients), and potentially some initial investment in training and supplies.
How much can a notary make as a side hustle?
The average loan signing job from loan signing services are paid between $75 and $200 per appointment. A typical loan signing appointment usually takes between 30 and 60 minutes depending on the complexity of the documents. This means you can earn upwards of $200/hour as a loan signing agent!
What are the downsides of being a notary?
Disadvantages of being a notary include inconsistent income, high liability for errors, significant startup and maintenance costs (fees, bond, E&O insurance), the challenge of building a client base, strict legal restrictions (no UPL), dealing with difficult clients or requests, and potential for emotionally taxing situations, all while facing intense competition for low-paying gigs.
What type of notary makes the most money?
The Notary Loan Signing Agent (NSA) makes the most money, handling complex mortgage documents for $75-$200+ per appointment, significantly more than general notaries, with high demand in real estate; other lucrative paths include specialized services like Apostille agents, Remote Online Notaries (RONs), and mobile notaries who travel for higher fees.
Is starting a notary business worth it?
Starting a notarization business provides the flexibility to earn additional income as a side gig. Or, with enough preparation and experience, it can be profitable enough for a full-time career.
6 ways to earn Passive Income as a Notary
Can you live off being a notary?
Not every NSA or mobile Notary wants to make it a full-time career. In fact, more than 61 percent notarize as a part-time gig. But even part-timers report they are doing well, reporting earnings ranging from anywhere as low as a few hundred dollars to $20,000 a month from notarizations.
Will Notaries be replaced by AI?
The Bottom Line. AI is a powerful resource, but it will never replace the personal involvement of a commissioned notary public. Notaries must continue to follow the laws and rules that govern their role, personally carrying out each step of a notarization.
How to make 6 figures as a notary?
To be a six figure-earning money as a notary loan signing agent, you need to do 667 signings a year — or 13 signings a week — and you only need 3 escrow officers feeding you their loan signing appointments to be well on your way to making six figures a year, working less than 40 hours a week.
What's the most a notary can charge?
How much you can charge as a notary depends heavily on your state's maximum fee schedule for basic acts (often $5-$15 per signature for acknowledgments/jurats) plus potential extra fees for ** mobile services (travel, urgency), remote online notarization (RON)**, or specialized documents, but all fees must be itemized and disclosed upfront, as some states limit charges strictly to the notarial act.
Is mobile notary work stressful?
Working as a Notary is flexible, rewarding and provides a valuable service to the public — but no one ever said it's a cakewalk. Notaries face many sources of stress on the job, including angry customers, illegal requests, irregular work hours and more.
Do notaries get sued often?
It's not unusual for a Notary to be named in a lawsuit simply because plaintiffs are obligated to cast a wide net. In other words, the civil process is “Sue first, ask questions later.” And even with the best outcome, being sued is incredibly disruptive.
Is it worth it to get a notary license?
Yes, getting a notary license is often worth it for the flexibility, low startup costs, and career advantages, offering potential income as a side gig or full-time business, especially as a Notary Signing Agent (NSA) for loan signings, though profitability depends heavily on your hustle and market saturation, as basic notarial work can be low-paying. It boosts resumes, adds value for employers in various industries, and opens doors to mobile services, but requires dedication to find profitable niches beyond basic, often free, bank services.
What are the risks of being a notary?
Liability is a common concern of notaries public, as it should be. It is your primary duty as a notary public to serve your state and the public in preventing fraud. Unfortunately, many notaries public are not aware of the liability they face when performing authorized duties within the scope of their employment.
Is being a remote notary a good side hustle?
Whether you're looking for a work-from-home career, or a side gig to complement your 9-to-5 job, being a remote Notary can provide you that additional stream of income. The amount you earn can significantly increase by using your Notary commission to become a Notary Signing Agent.
What is the most common mistake made by a notary?
The most common and serious mistake a notary makes is failing to ensure the signer personally appears before them, which is a legal violation and can lead to fraud and major penalties, but other frequent errors involve incomplete or incorrect notarial certificates, such as missing dates, improper seal placement, illegible stamps, mismatched names, or attaching the wrong certificate type, all of which can invalidate the document.
Where should a notary post a fee schedule?
Even if state notary laws do not require such display, this Association highly recommends that notaries post a fee schedule of what they can charge in a location visible to the public at all times.
How much to notarize at FedEx?
FedEx offers online notary services through Notarize, typically costing $25 for the first seal on a single document, with an extra $10 for each additional seal or supplied witness, though physical location fees can vary and some authorized centers might offer lower rates. Not all FedEx locations provide in-person notary services, and state laws dictate fees, so it's best to check online or call ahead.
Do banks offer free notary services?
Yes, many banks offer free notary services, especially for their account holders, as a perk, but it's not guaranteed and policies vary, so always call ahead to confirm availability, fees (if any for non-customers), and if they notarize your specific document type, as some banks restrict certain documents or only serve customers.
Which type of notary makes the most money?
The Notary Loan Signing Agent (NSA) makes the most money, handling complex mortgage documents for $75-$200+ per appointment, significantly more than general notaries, with high demand in real estate; other lucrative paths include specialized services like Apostille agents, Remote Online Notaries (RONs), and mobile notaries who travel for higher fees.
Is there a demand for notary signing agents?
Yes, Notary Signing Agents (NSAs) are generally in demand, especially for loan signings (mortgages, refinances) and for mobile services (wills, POAs, medical directives) due to ongoing real estate needs and convenience, but the market is competitive, with many agents vying for work, especially in loan signings, leading to lower fees in some areas. The demand is consistent for essential services like notarizing legal/estate documents, but success requires skill, good marketing, and potentially hybrid services (mobile + remote online notarization).
Where are notaries needed the most?
Many businesses require notary services for essential tasks like loan signings, real estate closings, and legal document preparation. However, some businesses that need notaries, such as law firms, title companies, and banks, rely on them constantly.
Why are notaries still a thing?
Legal Weight That Matters
Many legal instruments still require notarization by law—real estate transactions, corporate resolutions, and estate planning documents often cannot be legally valid without proper notarization, regardless of digital signature sophistication.
What is the 30% rule in AI?
The “30% AI rule” is a simple guideline designed to help students (and adults!) use AI responsibly. It means that when you're creating something — whether it's an essay, a project, or a piece of code - no more than about 30% of the work should come directly from AI tools.