Should I file a police report for a minor car accident in California?
Asked by: Quincy Thiel Sr. | Last update: August 25, 2025Score: 4.6/5 (38 votes)
Q: Do I Have to File a Police Report for a Minor Car Accident in California? A: You do not necessarily have to file a police report for a minor car accident in California. However, it is likely your insurance company will require a police report to prove the accident occurred before they will begin to process a claim.
Do I need to call police for minor accident California?
It is necessary to call the police after a car accident in California under certain conditions. Minor accidents that do not result in an injury or serious damage may not require police intervention or an official report. However, it is better to be safe than sorry regarding something as serious as a car accident.
When to file a police report for a car accident in California?
Immediate reporting. California law mandates that you report the accident to the police immediately if injuries or fatalities are involved or if the accident results in significant property damage (over $1,000).
How do I report a minor car accident in California?
When you have a collision, report it to DMV using an SR-1 report. You or your insurance agent, broker, or legal representative must complete an SR-1 report and send it to DMV within 10 days if someone is injured (no matter how minor the injury) or killed, or property damage is over $1000.
What happens if a minor gets in a car accident California?
Under California law, a minor cannot initiate a personal injury lawsuit alone. Parents or legal guardians must submit personal injury claims for them. As a guardian, you can seek compensation for your child's medical bills, pain, and suffering.
Do you have to call the police after a minor car accident?
Do minor accidents affect insurance?
How much your insurance will go up after a fender-bender will depend on your auto insurance policy, as multiple factors may affect how much your rates will go up. In some cases, a fender-bender might not affect your insurance rates if your driving history is good, and you were found not at fault for the accident.
Should I get a lawyer for a minor car accident in California?
It is often recommended to hire a lawyer after a car accident even if injuries aren't apparent because some injuries may not be immediately apparent and can surface days, weeks, or even months later.
What to do after a minor car accident not your fault in California?
- Check for Injuries. ...
- Contact the Police. ...
- Gather Information at the Scene. ...
- Gather Video and Photographic Evidence of the Accident Scene. ...
- Don't Admit Fault for the Crash.
Should I file an insurance claim if I am at fault?
If you damage someone else's vehicle during a significant collision, and you're at fault, you should always file a claim.
How soon after an accident must it be reported to insurance in California?
How Long Do You Have to Report an Accident to Insurance In California? Report accidents to your insurer within the stipulated period, often 72 hours, to avoid claim denial. The California statute of limitations for auto accidents is two years.
Do police investigate single car accidents?
Even if your single-car crash only damaged your own vehicle plus an object like a parked car, fence, or structure, state traffic laws likely require stopping and reporting it to authorities or property owners. Failure to do so can result in criminal hit-and-run charges.
Can I file a police report online in California?
If you have an email address you can file an online police report for many types of crime by clicking below on the language of your choice.
How long after an accident can you file a police report in California?
According to Vehicle Code 20008 and 16000, you must file a written report with the police or the California Highway Patrol within 24 hours if: The collision led to one or more injuries, or.
How long does a minor accident stay on your record in California?
In California, minor accidents typically only stay on your record for three years. If you were not at fault for the accident, however, you may be able to appeal to have the accident removed sooner, especially if you maintain a good driving record. How long does a not at-fault accident stay on your record?
Can I file an insurance claim without a police report?
Police reports are helpful tools for documenting an accident and establishing fault. However, even though insurance companies consider police reports important when investigating a claim, they are not required in California. You can still file and succeed on an insurance claim without a police report.
Will police investigate a minor hit and run?
Will Police Investigate a Minor Hit-and-Run? Yes, law enforcement takes all hit-and-run accidents seriously, even those that only cause property damage. Calling the police is the first thing you should do when in a hit-and-run accident. Officers must investigate any crash where a driver flees the scene.
Does a police report automatically go to insurance in CA?
Since the insurance company doesn't automatically receive a copy of the police report after an accident, you'll have to look up your accident report online.
Do I have to report a minor car accident in California?
You must report a motor vehicle accident when property damage exceeds $750. People who are involved in an accident don't know the value of damaged property. Even a minor dent or scrape can cost more than $750 for a body shop to repair.
What happens if you don't call your insurance after an accident?
There is no California law per se about notifying your insurance company after a collision, but your auto insurance policy is a contract. When you signed it, you agreed to the stipulations in the contract, which will almost certainly include the requirement to notify the insurance company promptly after an accident.
What is an example of a minor accident?
Minor auto accidents typically involve slight damage to the vehicle that does not impede the vehicle's ability to operate or cause severe injuries. Examples of minor auto accidents may include: A slight fender bender. Busted headlight/ taillight.
Should you tell insurance about minor accident?
Minor accidents, like fender benders, can have hidden damages that need attention. Avoid speaking directly to the other party's insurer—consult a lawyer instead. Besides contacting your insurance company, take photos, exchange information, and file a police report if required.
Can you get sued for a minor car accident?
You can sue someone for a minor car accident, but generally, the criteria for a successful lawsuit are as follows: The other party owed it to you to drive safely.
How much do car accident lawyers charge in California?
In California, car accident lawyers typically charge contingency fees ranging from 33% to 40% of the settlement amount, with the standard rate being around 33% for cases settled before litigation.
Do minor accidents show up on driving record?
The duration for which accidents linger on your driving record in California depends on the severity of the incident. For minor accidents, the record retention period typically spans three years from the date of the accident.