What credit card will give me a 10k limit?

How to get a $20,000 credit limit?

To get a $20k credit card limit, you generally need excellent credit (740+), a high income (often $100k+), low debt, and a long history of responsible use; focus on premium cards from issuers known for high limits, ensure your income is well-documented (including partner income), and consider an existing banking relationship to boost approval odds for a high starting limit, or request increases strategically on current cards after proving responsible use, says. 

Does anyone have a 900 credit score?

No, a 900 credit score isn't possible with standard US credit scoring models (FICO & VantageScore), as they cap at 850; however, some older or industry-specific models, like certain FICO Bankcard Scores, do go up to 900 and might be used in specific cases, though 850 is the practical maximum for top-tier credit in the US. Achieving an 850 is extremely rare, but scores above 800 (exceptional) already offer the best interest rates and terms, making a perfect 900 unnecessary for financial benefits. 

What credit score is needed for a $10,000 loan?

For a $10,000 loan, you generally need a fair credit score (around 630-670) to get approved, but a good to excellent score (670+) opens up better options with lower interest rates; lenders look at your score, income, and debt-to-income ratio, with some online lenders even working with scores as low as 580 or 600. 

How to get a $30,000 credit limit?

To get a $30,000 credit card limit, you need excellent credit (740+ FICO), high income, low credit utilization (under 10%), and a strong history of responsible use, then request an increase online/by phone, or apply for premium cards; showing you can handle high spending (e.g., $5k/month paid off) makes a big difference. 

What is the 2 2 2 credit rule?

The 2-2-2 credit rule is a guideline for building a strong credit profile, suggesting you have two active revolving accounts (like credit cards) open for at least two years, with on-time payments for those two consecutive years, often with a minimum $2,000 limit per account, demonstrating reliable credit management to lenders. It shows you can handle multiple credit lines consistently, reducing lender risk and improving your chances for approval on larger loans, like mortgages.
 

What is the credit limit for Capital One 10k?

You can get a Capital One Quicksilver credit limit of $10,000 if your credit score and overall credit standing are good enough. You will need at least good credit (a credit score of 700+), but the higher it is, the better your chances of securing a $10,000 limit.

What credit score do you need for a $400,000 house?

To buy a $400k house, you generally need a credit score of at least 620 for a conventional loan, but you can get approved with lower scores (around 500-580) for FHA loans with a larger down payment, while excellent scores (740+) secure better rates. The required score depends more on your loan type (Conventional, FHA, VA, USDA) and lender than the home's price, with higher scores leading to lower interest rates. 

Can I get a 10k loan with a 550 credit score?

It's possible to qualify for a loan with a 550 credit score. However, the lower your credit score, the higher your personal loan interest rate will be. Consider using a cosigner or applying for a secured loan to increase your approval odds.

How do people get such large credit limits?

People with better credit scores and incomes are likely to get higher credit limits since they are viewed as less of a potential credit risk. After all, a high credit score is correlated with a history of on-time payments and the ability to pay off your debts.

What is the easiest credit card to get a high limit on?

The "easiest" high-limit card depends on your credit, but for bad/no credit, secured cards like First Progress Select Mastercard, OpenSky Secured Visa, or Chime Visa offer high potential limits based on deposits (up to $25k with some), while for good credit, cards like Chase Sapphire Preferred (starts $5k+) or Capital One Savor (starts $10k+) offer high limits with rewards. For a quick business limit, Capital on Tap offers up to $50k.
 

How to get $25,000 with bad credit?

Best Places to Borrow $25,000 with Bad Credit

1. Upstart: 300 credit score needed.
2. Lending Point: 620 credit score needed.
3. First Tech Federal Credit Union: Bad credit score needed.
4. Navy Federal: Not disclosed credit score, but known to accept people with bad credit.
5. Upgrade: 580.

How to get a $20,000 credit card?

To get a $20K credit limit, it's essential to have a good to excellent credit score and a substantial income (about $150,000), according to WalletHub's insights on how your credit limit is determined. Apply for a High-Limit Card. Explore credit cards designed for individuals with good or excellent credit.

What is the 2 3 4 rule for credit cards?

The 2-3-4 rule is a guideline, primarily associated with Bank of America, that limits how many new credit cards you can be approved for: 2 new cards in 30 days, 3 in 12 months, and 4 in 24 months, helping manage application frequency and hard inquiries to protect your credit score. It's not a universal policy but reflects a strategy to space out credit card applications, with other issuers having similar, though often unwritten, rules like the 5/24 Rule. 

How to get 10K immediately?

Types of instant money loans

1. Payday loans: Short-term loans typically repaid by your next payday.
2. Personal loans: Unsecured loans with quick approval and disbursal, often used for various purposes.
3. Emergency loans: Specifically designed for unexpected financial needs, with quick approval and funding.

Which loan app gives $50,000 instantly?

No single app guarantees an instant ₹50,000 loan, but apps like Airtel Thanks, Piramal Finance, and platforms partnering with lenders like SoFi, Upgrade, and Upstart (via their apps/platforms) offer personal loans up to ₹50,000 with quick approvals and disbursals for eligible users, focusing on digital processing and minimal paperwork, though eligibility and actual speed vary by lender and credit profile. 

What's a monthly payment on a $10,000 loan?

A $10,000 loan's monthly payment varies significantly with interest rate and term, but typically ranges from around $200 to over $300, depending on factors like a 3-year term (higher payment, less interest) versus a 5-year term (lower payment, more interest), and the specific Annual Percentage Rate (APR). For example, a 3-year loan at a decent rate might be ~$310/month, while a 5-year loan at a slightly lower rate could be ~$200/month. 

What is the rarest credit score?

It is rare to have an 850 credit score, but not impossible, and may be useful when applying for credit opportunities. Achieving and maintaining an 850 credit score can be difficult as it takes time, diligence and commitment to manage your credit effectively.

What credit score is needed to buy a $400,000 house?

To buy a $400k house, you generally need a credit score of at least 620 for a conventional loan, but you can get approved with lower scores (around 500-580) for FHA loans with a larger down payment, while excellent scores (740+) secure better rates. The required score depends more on your loan type (Conventional, FHA, VA, USDA) and lender than the home's price, with higher scores leading to lower interest rates. 

Can I get $50,000 with a 700 credit score?

Yes, you can likely get a $50,000 loan with a 700 credit score, as it falls into the "good" credit category, making you a viable borrower for many banks, credit unions, and online lenders, though your interest rate and terms will depend on other factors like income, debt-to-income ratio, and lender criteria, with higher scores (740+) often securing the best rates. To improve your chances, check your credit report for errors, compare offers from multiple lenders (using prequalification to avoid hard inquiries), and consider options like secured loans or a co-signer if needed.