What do I need for a cashier's check at Bank of America?
Asked by: Perry Bruen | Last update: April 24, 2025Score: 4.8/5 (34 votes)
Go to your bank or credit union, or contact it online. Bring a government-issued ID with you to the bank, such as a driver's license or passport. Tell the bank the amount of the cashier's check and the recipient's name. Both will be printed on the check.
What do I need to get a cashier's check from Bank of America?
- Your ID.
- Your bank account information.
- The exact amount of the check.
- The name of the payee.
What documents do you need for a cashier's check?
- The name of the person or business you're looking to pay.
- The exact amount you're paying.
- A government-approved photo ID.
- The account you'd like the cashier's check's funds drawn from.
Can I walk into my bank and get a cashier's check?
A teller can supply you with a cashier's check. Again, just be ready to show your ID and provide the payee's name and the check amount. If you're a current bank or credit union customer, you'll need to specify to the teller the account from which the funds for the check should be drawn.
How much does a cashier's check cost at Bank of America?
Bank of America imposes a $15 fee but waives it for Preferred Rewards members. Wells Fargo typically charges $10, offering fee waivers for premium account holders. U.S. Bank's fee is $10 unless customers hold a Platinum Checking Package, which grants free cashier's checks.
How To Get A Cashier's Check From Bank Of America (Order Cashier's Checks From Bank Of America)
Do I need to make an appointment to get a cashier's check?
A bank teller will prepare a cashier's check for you on the spot—you do not need an appointment. You will, however, have to meet face-to-face with a teller to get the check. The teller may have to sign the check for you, he may use a stamp, or another method of verification.
What is the maximum amount for a cashier's check?
Although the policy may change from bank to bank, generally there's no upper limit for a cashier's check. The payee typically has quicker access to a larger amount of the funds with a cashier's check.
Do cashiers checks clear immediately?
Generally, when depositing government checks, cashier's checks, certified checks, and official checks, the funds must be available the next business day. This is also true for in-house checks (also called "on-us checks"), meaning you're cashing a check at the same bank that issued the check.
How much does Walmart charge for a cashier's check?
Fees for cashier's checks vary across providers. Retail stores like Walmart and financial service providers such as Western Union charge a fee per check, typically ranging from $5 to $15. Digital banks may offer competitive rates, often lower than traditional institutions.
Does a cashier's check go straight into your account?
A cashier's check is a paper check that's drawn against your bank's account rather than your personal account. Your bank stands behind the check and guarantees that the recipient, or payee, can deposit or cash it and receive the promised funds.
What ID is required for cashier's check?
To get a cashier's check, have a government-issued photo ID with you, such as a driver's license. Have enough cash on hand or funds in your account to pay the bank the full amount of the check. You also must supply the name of the payee, because banks cannot issue blank cashier's checks.
Do I need a name for a cashier's check?
You also need to have the recipient's name, whether it is a person, a store, or another kind of business. Because a bank is guaranteeing the check, they don't want to leave the payee's name blank or have the cashier's check made out to “cash.”
Can you get a cashier's check at the post office?
Keep in mind that you can only get a cashier's check through a financial institution like a bank or credit union. You cannot purchase one at, say, the post office or Western Union.
What information is needed for a cashier's check?
For a cashier's check, you'll need to supply the account information for the account that the cashier's check's funds will come from, as well as the exact information to be included on the check, including: The amount of the check. Recipient's name (or “payee”) Any memo line information.
Can I go to Bank of America without an appointment?
Yes, you can visit a financial center without an appointment. Appointments are a time-saving benefit available to you. What topics can I get help with at my appointment? All financial centers have associates who can help you with personal and small business financial needs.
How long does a cashier check take to clear Bank of America?
Generally, if you make a deposit in person to a bank employee, then the bank must make the funds available by the next business day after the banking day on which the cashier's check is deposited.
What is the maximum amount Walmart will cash a cashier's check for?
In most states the check-cashing limit is $5,000, though we increase this limit to $7,500 between January & April of each year. Check-cashing fees have a $4 maximum for pre-printed checks up to $1,000. For pre-printed checks above $1,000, the maximum fee is $8.
Where is the cheapest place to get a money order?
Post Offices
The US Postal Office (USPS) is by far the most popular and cheapest place to get a money order, whether you need to send a payment domestically or internationally.
Can I get a cashier's check from any bank?
Not all banks issue cashier's checks to people who don't have accounts with them, but many banks do, typically for an extra fee. Money orders can be bought at a variety of places. Banks and credit unions issue them, as do many grocery stores, convenience stores, check-cashing outlets and the U.S. Postal Service.
Does bank of America do cashier checks?
Cashier's checks are also available for a fee in our financial centers. I have a SafeBalance Banking® account, what happens if my employer asks for a voided check for direct deposit? For SafeBalance Banking, a voided check cannot be provided as a method to set up direct deposit.
What is the limit on a cashier's check?
Each bank sets its limits for cashier's checks based on internal guidelines. Commonly, large financial institutions have higher maximum limits, possibly reaching up to $1 million or more. Smaller banks or credit unions might have more conservative caps, generally ranging from $10,000 to $100,000.
Who signs the back of a cashier's check?
Cashier's checks are signed by the financial institution rather than the customer, and the bank's account is used for the check. That often makes these checks generally considered "safer." By contrast, certified checks are signed by the account holder, and the signature is then certified by the bank teller.
What are the disadvantages of a cashier's check?
Downsides of Cashier's Checks
As noted earlier, cashier's checks may come with higher fees than personal checks or some electronic transactions, making them less convenient for smaller transactions or microtransactions.
Do cashier checks get reported to the IRS?
Note that under a separate reporting requirement, banks and other financial institutions report cash purchases of cashier's checks, treasurer's checks and/or bank checks, bank drafts, traveler's checks and money orders with a face value of more than $10,000 by filing currency transaction reports.
Can you buy a car with a cashier's check?
While most car dealerships will allow you to buy a car with cash, you usually have a few other payment options. You can expect almost all car dealerships to accept a cashier's check issued from your bank, a personal check, or a wire transfer from your bank account.