What happens if someone sues you and you have nothing?

Asked by: Karlee O'Kon  |  Last update: September 7, 2025
Score: 4.2/5 (51 votes)

If you truly have no assets and limited income, you might be considered "judgment proof." This means that even if the other party wins the lawsuit, they may not be able to collect any money from you. However, being judgment proof doesn't prevent the lawsuit from proceeding or a judgment from being entered against you.

Can you go to jail if someone sues you and you can t pay?

While debt collectors can no longer have you jailed or threaten to have you arrested for not paying your debts, there are a few instances in which you can be incarcerated with debt as the underlying cause. For example, a debt collector can sue you and, if you fail to comply with court orders, you could get jail time.

What happens if someone sues you and they lose?

If you are being sued, you are the defendant. Losing your case may mean having to pay for the injuries and damage you caused. The court can impose a money judgment. If you were reckless or acted intentionally, you may be subject to additional costs as punishment for your dangerous behavior.

Can someone sue you without serving you?

No it is NOT legal to be sued without notice. When someone is sued, they have to be served with the Summons and Complaint. The first thing you want to do is get to the court, pull the file, and look at the proof of service that states, when, how and to whom the Summons was served upon.

What is the lowest amount you can sue someone for?

While most courts don't have a strict minimum amount you can sue for, the practical minimum is usually determined by the small claims court filing fee, which can range from around $25 to $50, meaning you would need to be suing for at least that amount to make it worthwhile to file a lawsuit; however, the maximum amount ...

What To Do If You Get Sued But You Don't Have The Money [Walkthrough]

38 related questions found

Is it worth suing someone with no money?

Essentially, you might think suing someone with no money is futile, but that's not the case. The law protects your rights and allows you to seek compensation if someone causes you harm or loss, regardless of their financial status.

Can I make a police report if someone owes me money?

It is not a crime per se, it is a civil tort issue. You have to sue the person to retrieve your money, the police can't help.. I sincerely hope that you have some sort of written agreement.

Can someone sue you if you have nothing?

You are well within your legal rights to sue someone who has caused you harm, regardless of whether they have money.

What if I never get served?

In some situations where the process server truly failed to serve you the court papers properly, the court cannot pass a judgment against you because it has no personal jurisdiction over you. Thus, they will postpone the case to another court date where the process server will attempt to serve you again.

Can you ignore someone suing you?

If you're sued, you can choose to do nothing. This means that you do not file any response by the deadline. The Plaintiff then can ask the judge to decide the case without your input. This is called a default or a default judgment.

Is it worth it to sue someone?

You need to answer three fundamental -- and fairly obvious -- questions as part of deciding whether it's worthwhile to bring a lawsuit to court: Do I have a good case? Am I comfortable with the idea of a compromise settlement or going to mediation? Assuming a lawsuit is my best or only option, can I collect if I win?

How do you stop someone from suing you?

If you're wondering about how to stop most frivolous lawsuits, you must contact an experienced attorney who can advise you on the best course of action to take. Very often, a wise option is to settle out of court by apologizing or offering a small compensation to resolve the issue even if you were not at fault.

How can a debt lawsuit be dismissed?

8 ways a credit card debt lawsuit can be dismissed
  1. Statute of limitations defense. ...
  2. Lack of standing to sue. ...
  3. Insufficient evidence of the debt. ...
  4. Procedural violations. ...
  5. Identity theft or fraud. ...
  6. Debt settlement.
  7. Debt validation.
  8. Bankruptcy filing.

Is being sued considered a crime?

Anytime somebody's “sued”, that's civil. Sometimes the same action can have a civil and a criminal dimension. For example, if somebody steals your umbrella, the state can charge the person with theft, while, in a separate proceeding, you sue the person for damages.

What happens if you ignore being served?

If you don't answer the door to a process server, they will usually try to serve you again at another time. However, not responding to a process server does not stop legal proceedings, and the court may proceed without your involvement, potentially resulting in a default judgment against you.

Can someone sue you without you being served?

Answer. You must be served with a Summons and a copy of whatever Complaint or Petition that was filed against you. Until then, you don't have to go to court, and no judgment can be entered against you. But, caution: You can be served without knowing about it.

How to find out if someone is trying to serve you papers?

Your best bet is to check your local court docket. These days, the docket is usually available online. Go to your local court's website and see if there are any cases with you listed as a defendant. If somebody is trying to serve a lawsuit on you, it will have already been filed.

What happens if someone sues you but you don't own anything?

Despite your financial constraints, a court ruling against you would still result in a legal obligation to pay the determined amount. This could lead to wage garnishment, where a part of your future income is deducted to satisfy the debt, or even asset seizure, including bank account freezes.

Is it worth suing for defamation?

The answer is, yes, it is worth suing for defamation. When a true case of defamation exists, there are damages that are caused as a result. Those damages are compensable through a civil lawsuit, in California and beyond.

Can someone sue me without proof?

If you start a civil claim you have to prove the facts that form the basis of your claim unless your opponent agrees with (or admits) some or all of them. You do this by collecting and providing the court with relevant information. This information is called evidence.

What happens if someone sues you and you have no money?

The plaintiff might attempt wage garnishment or bank account levies. Some defendants might be considered “judgment proof” if they have no assets. Possible Outcomes and Future Collection: Judgments remain active for several years and could be renewed.

Is it worth going to small claims court for $500?

Conclusion: Going to small claims court may be worth it for $500, but it will determine how you weigh your costs versus benefits. At a minimum, it is worth it to send a demand letter.

Can someone sue me without a police report?

No, a police report is not required to file a car accident claim in California. The absence of a police report won't prevent you from recovering compensation for your injuries.