What happens if you marry without a prenup?

Asked by: Ella Heller  |  Last update: November 11, 2025
Score: 4.4/5 (50 votes)

In the absence of a prenup, the law takes a common-sense approach to the division of property upon divorce. It decides what belongs to both spouses and can be divided upon divorce (marital property) and what belongs only to each individual spouse (non-marital property).

What happens if you get married without a prenup?

In most jurisdictions that allow and enforce prenuptial agreements if you do not have one enters into a marriage without a valid prenup then one would most likely be subject to the divorce laws of that jurisdiction or the jurisdiction that one or one's spouse seeks to get a divorce in.

How can I protect my money in a marriage without a prenup?

How to Protect Your Assets Without a Premarital Agreement
  1. Keep Funds Separate. In other words, if you have money in an individual account, keep it there as opposed co-mingling those funds in a joint account with your spouse. ...
  2. Keeping Property Separate. ...
  3. Using Trusts to Protect Assets.

What are the risks of not having a prenup?

Here are some of the legal consequences of not having a prenuptial agreement: Asset Division: In the absence of a prenuptial agreement, assets acquired during the marriage are generally considered marital property and subject to division. This can include income, investments, real estate, and other assets.

What happens in divorce if there is no prenup?

If the couple does not have a prenuptial agreement, the court will divide their property and debts in accordance with California's community property laws. This can result in a 50/50 division of assets, including houses, bank accounts, retirement accounts, and other property, as well as debts.

Why A Prenup Is The Best Thing You Can Do For Your Marriage

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How are assets split without a prenup?

Income you earn during the marriage

For example, if Michael earns income from his employment during marriage, said income in a CA divorce will be subject to a 50/50 split (unless an exception applies). Exceptions may include: Passive income from something you owned before marriage is usually considered separate.

What am I entitled to if I don't have a prenuptial agreement?

Without a prenuptial agreement, a court will decide which of your assets are considered marital and, therefore, belong to both parties. These assets may include even those you had before the marriage, such as a business. If your spouse contributed to the business, a court may award him or her a share of it.

Is wanting a prenup a red flag?

Prenups are not red flags but rather “green flags” because they help couples feel connected, aligned, and on the same page after the process is completed. In fact, 83% of couples from a HelloPrenup survey agreed that they felt closer to their partner after the prenup process.

Why do judges ignore prenups?

While California courts do traditionally respect prenuptial agreements, a judge can ignore them if the agreement is considered unfair or if you did not follow certain regulations.

Are prenups worth it yes or no?

Prenups can be valuable for people of all incomes. And contrary to popular belief, prenups don't just help the partner with the higher income. According to a 2022 Harris Poll,1 15% of currently engaged or married couples have a prenup. That's up from just 3% in 2010.

Is my wife entitled to half my savings?

Who Owns the Money? Couples who established bank accounts after the marriage began must divide these accounts equally when seeking divorce. Specific accounts that contain marital funds are the marital property of both parties.

What can I do instead of a prenup?

A trust can be used as an effective alternative to a prenup because it holds assets outside your marital estate.

What assets cannot be touched in divorce?

Separate property generally cannot be touched in a divorce., but there may be times when separate property turns into marital property, making it available for distribution.

How can I protect my assets before marriage without a prenuptial agreement?

Keep Separate Property

Keep real estate separate by keeping the title in your name alone, and don't use commingled money to maintain the property. Likewise, keep individual financial accounts and retirement assets as separate funds in your own name. Open a separate joint account to manage marital funds.

How do you protect yourself financially in a marriage?

During your marriage: ways to protect your assets
  1. Maintain separate bank accounts. ...
  2. Establish a revocable trust. ...
  3. Separate gifts and inheritance. ...
  4. Keep records. ...
  5. Understand the value of your assets. ...
  6. Ensure business assets are protected.

How much money should you have to get a prenup?

There's no requirement that says you need a certain amount of money or status to get a prenup.

Does cheating nullify a prenup?

Cheating does not usually affect the enforcement of a prenup. Courts focus on financial matters, not personal behavior like infidelity. Even if one spouse cheats, the prenup stays in effect and both parties must divide assets according to the agreement.

What voids a prenup?

The most common grounds to dissolve a prenuptial agreement include coercion or duress, unconscionability, and failure to disclose. The courts will generally enforce prenuptial agreements; however, when one or more of these grounds exist, the court may see fit to void all or parts of a prenup.

What is a fair prenup for a woman?

A fair prenup acknowledges non-financial contributions to the marriage, such as child-rearing, supporting a partner's career, or managing the household. These contributions are valuable and should be considered in the division of assets and alimony arrangements. A prenup should be a living document.

How many prenup marriages end in divorce?

While California doesn't report their divorce rate to the Centers for Disease Control, some speculate that it may be as high as 60%, significantly higher than the national average.

Is a prenup a deal breaker?

If you are honest about why you want one and give a full disclosure of your assets to each other, it should not be a deal breaker. If signing a prenup turns out to be a deal breaker for your future spouse, then perhaps they are not the right person for you.

What is red flag in marriage?

Red flags in relationships are warning signs that indicate unhealthy or manipulative behavior. Examples include controlling behavior, lack of respect, love bombing, and emotional or physical abuse. These behaviors may start subtly but tend to become more problematic over time, potentially leading to toxic dynamics.

Why shouldn't you get a prenup?

Also, prenups disturb the balance of power in a marriage, often giving the moneyed spouse all the power to decide what he wants in terms of sharing property with the less-moneyed spouses and by letting that spouse control all financial and business decisions that a couple normally shares.

How to keep assets separate in marriage?

How to protect assets from divorce
  1. Get a prenup or a postnup.
  2. Separate your business.
  3. Don't commingle property.
  4. Avoid asset transmutation.
  5. Consider setting up a trust.
  6. Don't rush financial decisions.

What happens when you get divorced without a prenup?

Your Assets Are Divided By The Court

In community property states like California, the presumption is that the court will divide your marital assets (any assets acquired or earned during marriage) right down the middle.