What happens to a body if no one can pay for a funeral?

Asked by: Taurean Satterfield  |  Last update: September 17, 2025
Score: 4.1/5 (72 votes)

You don't necessarily need to worry about what happens to your body if you can't afford a funeral. Signing a form at the county coroner can authorize the release of your body to the state or county for burial or cremation. It may be possible to pay a fee to recover your ashes if your family would like them.

What happens to a body if family can't afford a funeral?

If you cannot afford a burial or cremation, you can sign a form with the county coroner's office and the state will bury or cremate the body for you. This will be at no cost, but you won't have any say in where or how.

What happens to a dead body if nobody claims it?

In most cases, local governments use direct cremation to dispose of unclaimed bodies and the cremains are stored for a set period of time. After being stored the cremains may be scattered. The Cremation Society of North America has estimated that there are currently 2 million unclaimed cremated remains in the U.S.

What happens when someone dies and the family has no money?

In cases where there are no available funds, and your family is unable to cover the costs, the local government or municipality may provide assistance through what is often referred to as an indigent or pauper's burial program.

Who pays for a funeral if the deceased has no money in the USA?

If your loved one has no assets or property, the next of kin will typically cover funeral costs. The next of kin will also handle arrangements. However, no one is legally obligated to pay for funeral expenses unless they sign an agreement.

What happens if you won't pay for a funeral?

32 related questions found

Can I be forced to pay for my parents' funeral?

State Laws: In most states, children are not automatically responsible for their parents' funeral expenses. However, some states have “filial responsibility” laws, which could require adult children to cover their parents' debts, including funeral costs, if the estate cannot pay them.

What happens to a body if there is no funeral?

If you choose not to have a funeral, you can choose alternatives that offer flexibility and cost savings. Common options include direct cremation, where the deceased is cremated without a service or attended cremation with a small, intimate service led by the family.

What happens if nobody wants to pay for a funeral?

You don't necessarily need to worry about what happens to your body if you can't afford a funeral. Signing a form at the county coroner can authorize the release of your body to the state or county for burial or cremation. It may be possible to pay a fee to recover your ashes if your family would like them.

What happens when a rich person with no family dies?

If none of those relatives can be identified, your assets could go to parents, grandparents, siblings, nephews, nieces—or even the state. "With no will or next of kin, your assets become escheated—which is just a fancy way of saying the state lays claim to them," Bob says.

How to pay for a funeral when there is no money?

5 ways to pay for a funeral
  1. Check their life insurance policy. ...
  2. Research low-cost burial options. ...
  3. Ask for help with funeral expenses from friends or family. ...
  4. Take out a funeral loan. ...
  5. Ask for help from charitable or government organizations.

What happens if the next of kin refuses to pay for a funeral?

If a family can't pay for a funeral or afford the disposition costs, their family member will likely be buried in an indigent cemetery -- a cemetery for those who can't afford to be buried elsewhere.

Who owns the body of a deceased person?

Who owns your body after death? The answer: no one. However, how your body is disposed is a matter for your personal representatives to decide. Controlling what happens to your body after you die may be important to you, for others, not so much.

What happens if ashes are not collected?

If there is no response, the funeral director can return the ashes to the cremation authority under s 54(6). The onus then goes back to the cremation authority (under s 55) to ascertain the applicant's wishes, and (failing that) to retain or dispose of the ashes.

Does social security help with funeral expenses?

Social Security offers a one-time, lump-sum payment of $255 to assist with funeral costs, including cremation costs. Social Security's death benefit program was established in 1935 and the payment was capped in 1954.

What does the Bible say about cremation?

What does the Bible say about cremation? According to most Biblical study websites, there is no explicit scriptural command for or against cremation. There are no passages that forbid cremation, according to most Biblical scholars.

Can a funeral home sue for non-payment?

You've signed a contract making you responsible for the payment, and if you do not pay what is owed by the agreed-upon date, then the funeral home can technically sue. This will be an expensive undertaking on everyone's part, and if they win, they can potentially garnish your wages or put a lien on your home.

What do you do if a loved one dies and you have no money?

There are several government organizations that can help with final disposition and funeral costs including Social Security, State Department of Health, Veteran's Affairs, and even FEMA if the deceased died in a natural disaster.

Who inherits if there is no will?

Usually married partners, civil partners, and some relatives can inherit under the rules of intestacy. However, the rules can be complicated.

What happens if the next of kin does not claim the body?

If a funeral director picks up an unclaimed body and can't find the next of kin, they can either pay for the burial with the money provided by the state, and absorb the rest of the cost, or store the body in a refrigerated space, in hopes that a family member will eventually turn up.

What happens if your family can't afford to bury you?

Are there free cremations or burials? If you cannot afford a burial or cremation, you can sign a form with the county coroner's office and the state will bury or cremate the body for you. This will be at no cost, but you won't have any say in where or how.

Who pays for the funeral of a homeless person?

If the deceased is determined to be indigent, your local government entity must work with a licensed funeral director to provide final disposition (burial or cremation) at its expense.

How long will a funeral home hold a body?

What's the Average Time a Funeral Home Holds a Body? Between the time of death and the funeral service, most bodies remain in a funeral home between 3 and 7 days. However, there are a lot of tasks that need to be completed in this time frame, so it's easy for the service to get delayed by extenuating circumstances.

Who pays for a funeral if the deceased has no money?

If you have no relatives to pay, if your relatives cannot pay, or they refuse to pay, a government program (usually through the county or state) will likely take care of your final arrangements. In this case, you might receive an "indigent" burial or cremation which will provide very simple, economical arrangements.

What happens to a dead body when no one claims it?

FAQs • Q: What happens if no one claims the body? Q: What happens if no one claims the body? A: All unclaimed or abandoned bodies will be considered paupers and will be cremated and disposed of as permitted by law.

Can a body be buried without a casket?

Can a body be buried without a casket? Yes. No state law requires the use of a casket for burial. A person can be directly interred in the earth, in a shroud, or in a vault without a casket.