What is the 15x15x15 rule?
Asked by: Ana Kuhlman | Last update: November 18, 2025Score: 4.4/5 (28 votes)
More About the 15x15x15 Rule for Mutual Fund Investments It says that if you invest Rs. 15,000 per month via SIP in an equity mutual fund that is capable of generating an average return of 15%, you are most likely to become a crorepati in 15 years (as stated in the example above).
What is the 15-15-15 strategy?
The 15-15-15 investing principle suggests dedicating 15% of your income over 15 years to a mutual fund offering 15% annual returns, aiming to realise long-term financial objectives.
What happens if I invest $15,000 a month in SIP for 15 years?
Utilising the SIP calculator, an investment of Rs 15,000 monthly over a duration of 15 years results in a total capital outlay of Rs 27,00,000. Assuming an annual return of 15%, the projected long-term capital gains are estimated to be Rs 74,52,946. After 15 years, you will get a total of Rs 1,01,52,946.
Is a 15% return possible?
Stock exchange markets are considered inherently unstable and unpredictable, however, in the long run, they eventually tend to rise, and though a return as good as 15% each year might not always be achievable in the stock market, an annual return of around 15% may be possible over the foreseeable future, but remember, ...
What is the 15 * 15 * 15 rule in the stock market?
Meaning of the 15-15-15 rule in Mutual Funds
The Investment: You should invest Rs 15,000 per month. The Tenure: The total of your investment should be 15 years. It means that you will invest Rs 15,000 every month for the next 15 years. The Return: Your expected returns on your investment should be 15%
What is the Rule of 15x15x15 in investing? (Secret to make Rs 10 Cr from mutual funds!)
What is the rule of 15x15x15?
What is the 15-15-15 rule in mutual funds? The rule says that an investor can create a corpus of around one crore rupees by investing Rs. 15,000 per month for 15 years in a mutual fund that can generate 15% average returns based on the power of compounding.
What is the 10am rule in the stock market?
Some traders follow something called the "10 a.m. rule." The stock market opens for trading at 9:30 a.m., and there's often a lot of trading between 9:30 a.m. and 10 a.m. Traders that follow the 10 a.m. rule think a stock's price trajectory is relatively set for the day by the end of that half-hour.
Is a 7% return realistic?
A good return on investment is generally considered to be around 7% per year, based on the average historic return of the S&P 500 index, adjusted for inflation. The average return of the U.S. stock market is around 10% per year, adjusted for inflation, dating back to the late 1920s.
What fund does Dave Ramsey recommend?
Ramsey often recommends allocating investments into four types of mutual funds: growth, growth and income, aggressive growth, and international funds. This diversification strategy helps protect against market volatility and ensures a balanced approach to retirement savings.
What is the average return of the S&P 500 last 10 years?
Looking at the S&P 500 from 2013 to mid-2023, the average S&P 500 return for the last 10 years is 12.39% (9.48% when adjusted for inflation), which is also higher than the annual average return of 10%.
What ROI should I need to double my money in 8 years?
For example, if you want to double your money in eight years, divide 72 by eight. This tells you that you need an average annual return of 9% to double your money in that time.
How much do I need to invest to be a millionaire in 15 years?
Putting aside $40,000 in take-home pay every year—and earning that 10% return as described above—will get you to millionaire status in just under 15 years. Halve those savings and you're still only looking at just under 20 years.
Why is the 15 15 rule important?
The rule of 15 is a method to help quickly raise blood sugar when experiencing a hypoglycemic episode. It involves consuming 15 grams of a fast acting carbohydrate, then waiting 15 minutes before rechecking blood sugar. A person can repeat these steps until their blood sugars are within a suitable range.
What is the 70 30 strategy?
A 70/30 portfolio is a widely used investment concept for a globally diversified investment portfolio. According to this rule, 70 percent of the portfolio should be made up of investments in developed countries, and 30 percent should be made up of investments in developing countries (emerging markets).
Can I invest 1 CR in a mutual fund?
1 crore can be invested wisely in mutual funds to generate both monthly income and long-term growth. By diversifying across equity, debt, and hybrid funds, and using a Systematic Withdrawal Plan (SWP), you can enjoy steady income without depleting your corpus.
What fund does Warren Buffett recommend?
"In my view, for most people, the best thing to do is to own the S&P 500 index fund," Buffett said at Berkshire's annual meeting 2021.
Why does Dave Ramsey not like bonds?
Dave Ramsey also recommends that you not own bonds. He states “Bonds are mistakenly believed to be safe.” While it is true – not all bonds are safe – there is a good case to be made for adding the right bonds to a portfolio to lower volatility.
What 401k does Dave Ramsey recommend?
“We always recommend the Roth option if your plan offers one,” said Ramsey.
What is Warren Buffett's average return?
Warren Buffett is considered one of the greatest investors in American history. Under his leadership, Berkshire Hathaway (NYSE: BRK.A) (NYSE: BRK.B) shares have returned approximately 5,500,000% since the mid-1960s, compounding at 20% annually.
What is the average 401k return in 2024?
Average annual 401(k) return: 9.7%
What is the safest investment with the highest return?
- High-yield savings accounts.
- Money market funds.
- Short-term certificates of deposit.
- Cash management accounts.
- Treasurys and TIPS.
- Corporate bonds.
- Dividend-paying stocks.
- Preferred stocks.
What is the best day of the week to buy stocks?
Our analysis of over 6,200 trading days shows that Tuesday has historically produced the highest average daily returns at 0.062%, while Friday and Monday show the lowest average returns at about 0.009% each. Wednesday and Thursday fall in between, with average returns of 0.024% and 0.042%, respectively.
Are there safer options than stocks?
Many believe that options are inherently riskier than stocks, but this isn't always true. In fact, options can be less risky than directly buying or selling stocks if used correctly. In this article, we'll explore why options might be a safer choice and how they can be used effectively.
What is the 4 day rule in stocks?
According to FINRA rules, you're considered a pattern day trader if you execute four or more "day trades" within five business days—provided that the number of day trades represents more than 6 percent of your total trades in the margin account for that same five business day period.