What kind of notary makes the most money?
Asked by: Dr. Milton Mills | Last update: March 8, 2026Score: 4.6/5 (23 votes)
The type of notary that makes the most money is the Notary Signing Agent (NSA), specializing in real estate and loan closings, earning significantly more per appointment ($75-$200+) than general notaries due to the complexity and responsibility of handling sensitive mortgage documents, with strong earning potential from high-volume work in real estate transactions. Specializing in other high-value niches, like apostilles, estate planning, or becoming a mobile or Remote Online Notary (RON), also boosts income through higher fees for expertise, travel, or convenience.
Which type of notary makes the most money?
The type of notary that generally makes the most money is a Notary Signing Agent (NSA), specializing in real estate loan documents, earning $75-$200 per complex signing, followed by Mobile Notaries who charge travel fees and specialized Remote Online Notaries (RONs), but NSAs have the highest potential due to the volume and complexity of mortgage signings, with some reaching six figures annually with experience, high-level marketing, and handling various loan packages (purchases, refinances, HELOCs).
How to make 6 figures as a notary?
To be a six figure-earning money as a notary loan signing agent, you need to do 667 signings a year — or 13 signings a week — and you only need 3 escrow officers feeding you their loan signing appointments to be well on your way to making six figures a year, working less than 40 hours a week.
Is being a notary a good side hustle?
Yes, being a notary is often considered a great side hustle because it offers flexibility, low startup costs (compared to some businesses), high demand for essential services, and the potential for good hourly earnings, especially as a mobile notary or loan signing agent, with Remote Online Notarization (RON) adding work-from-home opportunities.
What's the most a notary can charge?
You can charge a maximum fee set by your state (often $5-$15 per notarial act like an acknowledgment or jurat), plus additional, separate fees for services like travel, urgent requests, or Remote Online Notarization (RON), but you must disclose all fees upfront to the signer, often itemizing them on a receipt. State laws vary significantly, with some states having no limits for certain acts, so checking your Secretary of State's guidelines is crucial.
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How much does a mobile notary make per visit?
A mobile notary's earnings per visit vary significantly, but loan signing agents often make $75 to $200+ per appointment, while general mobile notary work can range from $30 to $100+ per trip, depending on location, travel distance, document complexity, and whether they work directly with clients or through signing services. Highly profitable mobile notaries focus on real estate closings (loan signings) or specialized niche markets, adding fees for travel, printing, and administrative tasks.
What is the most common mistake made by a notary?
The most common and serious mistake a notary makes is failing to ensure the signer personally appears before them, which is a legal violation and can lead to fraud and major penalties, but other frequent errors involve incomplete or incorrect notarial certificates, such as missing dates, improper seal placement, illegible stamps, mismatched names, or attaching the wrong certificate type, all of which can invalidate the document.
What are the downsides of being a notary?
Disadvantages of being a notary include inconsistent income, high liability for errors, significant startup and maintenance costs (fees, bond, E&O insurance), the challenge of building a client base, strict legal restrictions (no UPL), dealing with difficult clients or requests, and potential for emotionally taxing situations, all while facing intense competition for low-paying gigs.
Where are notaries needed the most?
Many businesses require notary services for essential tasks like loan signings, real estate closings, and legal document preparation. However, some businesses that need notaries, such as law firms, title companies, and banks, rely on them constantly.
Can you live off being a notary?
Not every NSA or mobile Notary wants to make it a full-time career. In fact, more than 61 percent notarize as a part-time gig. But even part-timers report they are doing well, reporting earnings ranging from anywhere as low as a few hundred dollars to $20,000 a month from notarizations.
Is it worth becoming a notary signing agent?
Yes, becoming a Notary Signing Agent (NSA) can be very worthwhile for income and flexibility, offering $75-$200+ per signing, but it requires drive, training, marketing, and adapting to market changes, as loan volume fluctuates; it's a good fit for those seeking autonomy and supplemental income but demands effort to build a client base and succeed.
How can notaries make more money?
Other Services Notaries Can Offer To Earn Extra Money
Courier services for documents. Offering after-hours/holiday services for an additional fee. Photocopying or faxing services. Form I-9 services for employers (restricted in California to qualified and bonded immigration consultants).
Is there a demand for notary signing agents?
Yes, Notary Signing Agents (NSAs) are generally in demand, especially for loan signings (mortgages, refinances) and for mobile services (wills, POAs, medical directives) due to ongoing real estate needs and convenience, but the market is competitive, with many agents vying for work, especially in loan signings, leading to lower fees in some areas. The demand is consistent for essential services like notarizing legal/estate documents, but success requires skill, good marketing, and potentially hybrid services (mobile + remote online notarization).
Is mobile notary work stressful?
Working as a Notary is flexible, rewarding and provides a valuable service to the public — but no one ever said it's a cakewalk. Notaries face many sources of stress on the job, including angry customers, illegal requests, irregular work hours and more.
What's higher than a notary?
Finally, Medallion Signature Guarantees are typically more expensive than Notary services. This is because the financial institution providing the guarantee assumes liability for the transaction and must have insurance to cover any losses.
How do mobile notaries find clients?
4 good ways to find new Notary customers
- Advertise through word of mouth.
- Referrals from current customers.
- Offer discounts to signers.
- Always answer phone calls for Notary services.
Will notaries be replaced by AI?
The Bottom Line. AI is a powerful resource, but it will never replace the personal involvement of a commissioned notary public. Notaries must continue to follow the laws and rules that govern their role, personally carrying out each step of a notarization.
What is the hardest state to become a notary in?
California and Louisiana are often cited as having the hardest notary requirements, with California requiring a mandatory 6-hour course, a tough proctored exam, and a background check, while Louisiana's exam is compared to the bar exam due to its legal scope, involving complex state-specific laws. Illinois has also implemented rigorous new training and testing, making it another challenging state, says the National Notary Association (NNA).
How to get noticed as a notary?
Consider collaborating with local real estate agencies, banks, and law firms, as they often require notary services. Reach out to these local institutions, which can help you get more notary signing jobs from them.
Why do notaries get sued?
1- Notarizing for someone who isn't present at the time
Engaging in such practices exposes the notary to significant legal risks, including criminal charges for fraud, revocation of their notary commission, and civil liability for damages resulting from reliance on the notarized document.
Is a notary signing agent a good side hustle?
Yes, a Notary Signing Agent (NSA) can be a very good side hustle, offering flexibility, strong earning potential ($75-$200+ per hour/appointment), and steady demand due to real estate transactions, but success requires upfront investment in training, marketing, and supplies, plus dedication to build a client base and navigate state regulations. It's a lucrative option for those willing to put in the effort to become a specialized mobile agent, especially for loan closings, though general notary work might offer lower pay.
How to not get sued as a notary?
10 steps Notaries can take to avoid being sued
- Never notarize for a signer who isn't present.
- Don't notarize incomplete documents.
- Always identify your signers.
- Verify your signer's willingness and awareness.
- Keep a journal record of your notarizations.
- Stay impartial and don't offer advice.
Which state has the hardest notary test?
New York. New York has one of the toughest tests to become a Notary. The Empire State requires Notary applicants to take and pass an exam in order to receive a commission. However, the state does not require any training so applicants are on their own to learn the material covered in the exam.
What is the risk of being a notary?
Remember that a notary is potentially liable for any of the document signer's losses that can be traced to an improper notarization.