Which states do not allow punitive damages?

Asked by: Prof. Alexis Kemmer DVM  |  Last update: September 22, 2025
Score: 4.7/5 (41 votes)

Therefore, punitive damages awards will be overturned by courts in most states if a jury has not also awarded compensatory damages. Punitive damages are not available in every state. Michigan, Nebraska, Washington, and Puerto Rico do not allow for punitive damage awards.

In what states can you insure punitive damages?

Most states allow punitive damages to be insured, with at least 26 states permitting directly assessed punitive damages to be insured. Other states, such as Florida13, California14, New York15 and Illinois16, do not condone insurance recovery for directly assessed punitive damages.

What states have noneconomic damage caps?

Damage caps on medical malpractice are much more common, with 26 states having caps on non-economic damages: Alaska, California, Colorado, Hawaii, Idaho, Indiana, Kansas, Louisiana, Maryland, Michigan, Mississippi, Missouri, Montana, Nevada, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, South Carolina, ...

Are punitive damages allowed in California?

The right to a punitive damages award in California is strictly statutory. Civil Code section 3294 provides that a plaintiff can obtain punitive damages when it is proven by clear and convincing evidence that the defendant has been guilty of oppression, fraud or malice.

Does Michigan allow punitive damages?

Michigan courts rarely, if ever, award punitive damages.

When Are Punitive Damages Available? - CountyOffice.org

19 related questions found

What states do not have punitive damages?

Currently, punitive damages are generally uninsurable in five states (California, Colorado, New York, Rhode Island, and Utah) under the idea that allowing for the insurability of punitive damages undermines the punishing effect that such awards are meant to have.

Are punitive damages insurable in Illinois?

As a general rule, punitive damages are not insurable under Illinois law. Bernier v. Burris, 113 Ill. 2d 219, 246 (1986), citing Beaver v.

What is the maximum punitive damages?

What Is the Cap on Punitive Damages? The Supreme Court and the states provide guidelines for calculating punitive damages. Although there is no maximum sum, punitive damages typically do not exceed four times the amount of compensatory damages.

Is emotional distress punitive damage?

If the emotional distress was caused by reckless or intentional actions, such as harassment or extreme negligence, courts may award punitive damages in addition to compensatory damages. Punitive damages are meant to punish the defendant and deter similar conduct in the future.

Are punitive damages always available?

Punitive damages are awarded punish a defendant for malicious conduct (such as drunk driving). Punitive damages are not available in all cases. You must request punitive damages when you file your lawsuit.

What states have the best tort reform?

Mississippi, Nevada, Michigan, Colorado, and Louisiana have been most successful at reforming medical tort; the least successful include Vermont, Rhode Island, Kentucky, Pennsylvania, and Iowa.

Can you sue a state for money damages?

California Tort Claims Act

With very few exceptions, you cannot sue the government for money damages unless you have filed a written claim within the legally specified time period.

Does Florida have caps on damages?

3x compensatory damages

The state of Florida does, however, impose damage caps on the amount of money that can be awarded as punishment for perceived wrongdoing attached to a personal injury complaint. The law limits punitive damages to 3 times the amount of compensatory damages, or $500,000, whichever is higher.

How rare is punitive damages?

They are rare, occurring in only 6% of civil cases that result in a monetary award. Punitive damages are entirely unavailable under any circumstances in a few jurisdictions, including Nebraska, Puerto Rico, and Washington.

Does California allow insurance to cover punitive damages?

California, Colorado, and New York have similar prohibitions on the indemnification of punitive damages, and those states' highest courts have similarly held that an insured cannot shift to the insurance company its responsibility for a punitive damages award entered against it.

What is the punitive damage exclusion?

Some automobile insurance policies have clauses that specifically exclude the payment of punitive or exemplary damages against an insured. Punitive or exemplary damages do not pay for bodily injuries or property damage.

What evidence is needed for punitive damages?

California Civil Code 3294 allows for punitive damages to be awarded when a plaintiff substantially proves with clear and convincing evidence that the defendant acted with malice, oppression, or fraud. In these situations, the burden of proof is on the plaintiff.

What is the most you can sue for emotional distress?

The second type of emotional distress claim is one that is worth more than $50,000 up to hundreds of thousands of dollars, depending on the factual circumstances. You would need one or more medical opinions to support this claim and be prepared to have those medical advisors testify in court.

Is pain and suffering considered punitive damages?

Are punitive damages the same as pain and suffering? This is not a trick legal question, and yes, these two are completely different. You may have thought that they were the same and could be used interchangeably, but they are not.

What states do not allow punitive damages?

Therefore, punitive damages awards will be overturned by courts in most states if a jury has not also awarded compensatory damages. Punitive damages are not available in every state. Michigan, Nebraska, Washington, and Puerto Rico do not allow for punitive damage awards.

What is the largest personal injury settlement ever?

The largest personal injury settlement in U.S. history was the landmark 1998 Tobacco Master Settlement Agreement (MSA), where major tobacco companies agreed to pay $206 billion over 25 years to 46 states to compensate for medical costs related to smoking-related illnesses.

How does a judge determine punitive damages?

Ways to Calculate Punitive Damages in California

Courts will typically look at factors such as the wealth or valuation of the defendant, the egregiousness of the harm suffered by the plaintiff, and the amount of compensatory damages awarded to the plaintiff when determining a punitive damages award.

What is the burden of proof for punitive damages in Illinois?

To prove that you qualify for punitive damages, however, you must prove your case for punitive damages by “clear and convincing evidence.” This standard requires more evidence than a “preponderance of the evidence” standard but less evidence than the “beyond a reasonable doubt” standard in criminal cases.

Are punitive damages considered income?

Punitive Damages: Punitive damages are taxable and should be reported as “Other Income” on line 8z of Form 1040, Schedule 1, Additional Income and Adjustments to Income, even if the punitive damages were received in a settlement for personal physical injuries or physical sickness.

What is most favorable venue?

Most favored venue wording is a provision found within some directors and officers (D&O), professional, and employment practices liability (EPL) policies stating that with respect to the insurability of punitive damages, the law of the jurisdiction most favorable to the insurability of punitive damages will apply, ...