Why do some things need to be notarized?

Asked by: Arden Kihn  |  Last update: October 11, 2025
Score: 4.9/5 (14 votes)

Provide legal protection: Having your documents notarized can help prevent contract disputes and litigation. Elevate the credibility of the document: Many documents are not legally binding until they have been notarized.

What is the point of notarizing a document?

Notarization is the official fraud-deterrent process that assures the parties of a transaction that a document is authentic, and can be trusted. It is a three-part process, performed by a Notary Public, that includes of vetting, certifying and record-keeping.

What does it mean if something needs to be notarized?

A notarized letter or document is certified by a notary public, a licensed public officer who serves as an impartial witness to the signing of documents and establishes the authenticity of the signatures. A notary's signature and seal are required to authenticate the signature on your letter or legal document.

What would I need a notary for?

Notarizations are commonly part of business in local government, legal proceedings and when an official is sworn in. You may need a notary when you write a will or name a power of attorney, or for certain bank documents or medical records.

Is a document valid if it's not notarized?

Not every document that needs to be signed needs to be notarized — only certain types of paperwork require a notary's seal. While laws vary from state to state, they typically include real estate transactions, certain legal documents, many financial documents, and some forms related to healthcare.

How to Prepare for Your First Notarization

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Can I refuse to notarize a document?

Here are several other potential situations when you should refuse the request: You know or suspect the transaction is false, illegal or deceptive. The act being requested is not an authorized notarial act. The signer is unable or unwilling to pay the required fee.

What are the most important purposes of notarization?

What are the most important purposes of notarization? By notarizing significant documents, you can protect yourself from fraud while providing the same peace of mind to others. Perhaps even more importantly, many government agencies and industry authorities require notarization to make documents official.

How do you know if something needs to be notarized?

Signs Your Document Needs to Be Notarized

If it contains the words, “Place Notary Seal Here,” that can indicate you might need a notary service. Typically, a governmental organization or some other entity in charge of a process will let you know that your document or certificate must be notarized.

Who needs a notary the most?

What types of businesses benefit the most from having a Notary on staff?
  • New and used car dealerships.
  • Insurance companies.
  • Mortgage companies.
  • Title companies.
  • Corporations — of any type.
  • Real-estate companies.
  • Construction companies.
  • Schools — public or private of all levels.

What makes a notarized document invalid?

Missing or Incorrect Notary Seal

States like California and Texas have specific requirements for the placement and design of the seal. Without a proper seal, legal and financial institutions may reject the document.

Why do some forms need to be notarized?

The main purpose of notarizing documents is to ensure proper execution and to deter fraud. You might have heard of cases where one party denied signing a document during a transaction to the other party's detriment. Notarizing prevents these kinds of disputes.

Why does a letter need to be notarized?

Notaries are state-appointed officials who verify the identity of the person signing the document and ensure that they're signing it willingly. Notarized letters are often required for legal or official purposes, such as proving residency or giving someone permission to act on your behalf.

Do all agreements need to be notarized?

Generally, contracts don't need to be notarized, as the signed contract itself is legally binding. However, if a potential legal dispute arises between the parties, having the contract notarized can be very beneficial. Having a notary will provide proof of the parties entering into the contract.

When should a document be notarized?

Typically, documents like deeds, powers of attorney, and affidavits require notarization. However, not all legal documents require notarization, with rules varying depending on jurisdiction.

What is the difference between signing and notarizing?

In addition to helping to execute the documents, a loan signing agent must also ensure documents are submitted accurately and on time to complete the transaction. Notary publics are not required to review or file the documents to ensure their accuracy, they simply verify the signer's identities and signatures.

What does a notarized document prove?

Notarized documents are crucial in preventing fraud and ensuring compliance with legal requirements. They provide an extra layer of security by verifying the identities and consent of the parties involved, thereby enhancing the document's credibility and enforceability, especially in legal and financial contexts.

What is the most common mistake made by a notary?

One of the most common mistakes that notaries make is not printing or signing their name exactly as it appears on their notary commission.

Do most post offices have a notary?

The United States Postal Service (USPS) does not provide notarization services. Customers seeking document notarization must visit other authorized locations such as banks, law offices, and certain shipping stores. Availability of notary services varies by location and institution.

What happens if a document is not notarized?

These documents solely depend on the signatures of the parties involved to establish their authenticity and enforceability. Although non-notarized documents can still be legally valid, they lack the supplementary level of authentication and verification that comes with notarization.

Why do we notarize documents?

Provide legal protection: Having your documents notarized can help prevent contract disputes and litigation. Elevate the credibility of the document: Many documents are not legally binding until they have been notarized.

What letters need to be notarized?

You'll mostly need to notarize statements and letters and statements for legal and official purposes such as legal agreements, consent forms, and affidavits which require authentication and verification of the signatory's identities.

What does getting a title notarized mean?

Car title notarization affirms the identity of the seller and the buyer. It also ensures both parties are aware of the document's contents and have voluntarily signed it of their own free will. After signing, vehicle title notarization protects the buyer and the seller.

Can you break a notarized agreement?

There is a huge misconceptions that if individuals go and get a document notarized everything is good, but that is not the case because the notarized document is not a court order, it is an agreement between the parties, but ultimately it cannot be enforced because it is not signed off by a judge.

Does a notary have to witness the signature?

Notaries also perform a variety of other tasks, like administering oaths and affirmations and certifying copies of documents. They don't always need to witness a document's signing as long as they can verify the identities of the signees.