How to go to law school with no debt?

Asked by: Maud Hudson  |  Last update: February 2, 2026
Score: 4.9/5 (33 votes)

To go to law school with no debt, you need a multi-pronged strategy focusing on maximizing merit scholarships (high LSAT/GPA), applying early, negotiating offers, seeking external scholarships, securing employer tuition benefits, attending a lower-cost school (or part-time program), saving aggressively, and exploring income-driven repayment for potential loan forgiveness if needed. The key is reducing the amount you need to borrow by getting "free money" and earning income while studying.

Is it possible to go to law school without debt?

Yes, it's possible to graduate law school debt-free through scholarships, need-based grants, employer tuition assistance, military programs, or by attending a public school while working and living frugally.

How to not go into debt for law school?

How to Avoid Significant Law School Debt

  1. Save Money Before Attending Law School.
  2. Apply to In-State Public Law Schools.
  3. Perform Well in College and on Your Law School Entrance Exam.
  4. Find an Employer Who Will Subsidize Your Legal Education.
  5. Apply to Law School Only When You're Ready.
  6. Apply for Multiple Scholarship Programs.

How do I go to law school if I can't afford it?

Financial aid is available. The primary funding options are Scholarships and grants—the “free” money this is either funded by your law school or funded by private organizations, civic groups, etc.; Loans which can be federal loans or private/alternative/institutional loans.

Is 27 too late for law school?

No, 27 is not too old for law school; in fact, life and work experience gained by that age are often seen as advantages, making you more focused and mature than many younger students, with many older students finding fulfilling careers and succeeding in law school. While the average student might be younger, a significant portion of law students are 30 or older, and your maturity, different perspective, and practicality can strengthen your application and your experience in law school. 

How to Minimize Law School Debt

17 related questions found

Do lawyers make $500,000 a year?

Yes, many lawyers earn $500,000 or more annually, especially Big Law partners, senior corporate counsel, specialized litigators, and successful solo practitioners in high-value fields like IP or medical malpractice, though this is not the norm for all attorneys, with median salaries being much lower. Reaching this income level requires specialization, strategic business growth, marketing, and often working in major markets, with top-tier law firms (Big Law) offering high starting salaries and significant bonuses that can push senior associates past the $500K mark.
 

Is a 3.3 GPA too low for law school?

A 3.3 GPA isn't "bad" but makes getting into top-tier (T-14) law schools very difficult, as their median GPAs are much higher (around 3.7-3.9+), but it's often sufficient for mid-tier or lower-ranked schools, especially with a strong LSAT score, compelling personal statement, and relevant work experience, which can significantly boost your application by showing resilience and readiness. 

Is $400 an hour a lot for a lawyer?

Yes, $400 an hour is a significant rate for a lawyer, often reflecting experience, specialization, and location, falling at the higher end of average rates ($100-$400+) but can be standard or even considered a "deal" for highly specialized work in major cities, while being quite expensive in other areas or for less complex cases. Factors like the firm's size, location (big city vs. rural), the lawyer's expertise (e.g., corporate, IP vs. family law), and case complexity greatly influence this rate. 

Did Michelle Obama pass the bar?

Yes, Michelle Obama did pass the Illinois bar exam, but she failed it on her first attempt after graduating from Harvard Law School before passing it on her second try, later becoming a licensed attorney in Illinois and having a successful legal career before becoming First Lady. She was admitted to the Illinois Bar in 1989 and went on to work in intellectual property law at a firm where she met her husband, Barack Obama.
 

Is $40,000 in student debt bad?

$40,000 in student debt isn't inherently "bad," but whether it's manageable depends heavily on your post-graduation salary, interest rates, and repayment plan, as it's around the U.S. average, yet can still cause stress and delay other financial goals if not handled wisely. A good rule of thumb is to keep your total debt below your expected first-year salary, and ensure monthly payments don't exceed 10-20% of your income, so you can still afford living expenses, savings, and major purchases like a home. 

How much is a $30,000 student loan per month?

A $30,000 student loan payment varies significantly but typically falls between $300 and $400 monthly for a 10-year term, depending on the interest rate (e.g., $318 at 5% or $348 at 7%). Longer terms (20-25 years) lower payments but increase total interest, while shorter, aggressive repayment (5-7 years) raises monthly costs for faster payoff. Key factors are your interest rate and repayment plan length, with options like standard 10-year, extended, or income-driven plans available.
 

What's the hardest class in law school?

The hardest law school subjects vary, but Civil Procedure, Constitutional Law, and Property are consistently cited as top contenders, especially in the first year, due to abstract concepts, complex rules, and interconnected details. Advanced courses like Federal Courts, Tax Law, and Evidence are also known for their difficulty, involving dense statutory interpretation, complex codes, and intricate rules.
 

How to make $2000 a month as a college student?

To make $2000 a month as a college student, combine flexible gigs like food delivery (Uber Eats, DoorDash), ride-sharing (Uber, Lyft), and freelance work (writing, graphic design, social media management) with higher-earning opportunities such as online tutoring, flipping furniture, or starting a print-on-demand store, focusing on passive income streams and leveraging your skills to build sustainable income beyond just trading time for money.
 

Did Kim Kardashian pass the LSAT?

That said, the question about what the “Kim Kardashian LSAT score” was, or if she even took the LSAT ends in a resounding no. This unconventional choice has sparked conversations about making legal education more accessible and exploring diverse paths in the legal profession.

How much does 7 years of law school cost?

Law school typically costs around $200,000 to $300,000+ for the standard three years, but for seven years, you're looking at potentially $450,000 to over $700,000+ total, factoring in three years of J.D. (Juris Doctor) plus potentially an extra LL.M. or part-time/joint degrees, including tuition, fees, and living expenses, with significant variations between public/private schools, scholarships, and location. 

What disqualifies you from law school?

What disqualifies you from law school often involves dishonesty, serious criminal history (especially crimes of moral turpitude like fraud), significant financial irresponsibility, or academic misconduct, all falling under the "character and fitness" evaluation, though a single minor issue usually isn't a bar if disclosed honestly and explained well; failure to disclose, lying on the application, or misrepresenting facts is often a more significant reason for denial or later disbarment. 

What was Obama's LSAT score?

Barack Obama's specific LSAT score has never been officially released, but it's widely believed he scored very highly (likely above 170, potentially near perfect) to gain admission to Harvard Law School despite a lower undergraduate GPA, suggesting he was in the top few percentile of test-takers for his application year. While no official number exists, analyses point to a score in the top tier (e.g., 94th-98th percentile) to overcome his GPA for admission to a top-ranked program like Harvard.
 

Did Joe Biden ever pass the bar?

Yes, Joe Biden passed the bar exam and was admitted to the Delaware bar in 1969 after earning his Juris Doctor (J.D.) degree from Syracuse University College of Law in 1968, despite graduating in the lower portion of his class. He practiced law before entering politics, serving as a lawyer and later becoming the 27th President of the United States, and the first President with a law degree from a non-"T-14" law school in a century, notes Law.com. 

How many times did Kim Kardashian take the bar exam?

Kim Kardashian has taken the official California Bar Exam once, in July 2025, and did not pass, but she did pass the "Baby Bar" (First-Year Law Students' Exam) on her fourth attempt in late 2021 after failing it three times previously, allowing her to proceed to the main exam. She has plans to retake the main bar exam, with opportunities in February 2026 and beyond, as California law allows multiple attempts. 

Can you make $500,000 as a lawyer?

Yes, a lawyer can absolutely make $500,000 or more annually, especially by specializing in high-value fields like corporate law or personal injury, joining "Big Law" firms, becoming a partner, focusing on complex cases, developing strong client acquisition strategies, and building a successful practice with effective marketing. While most lawyers earn less, top earners leverage experience, strategic growth, and high-paying niches to reach this income level, with some senior Big Law associates and partners earning well over $500k. 

Is Kim Kardashian a lawyer or attorney?

No, Kim Kardashian is not yet a lawyer or attorney; she is still working towards passing the California Bar Exam, having recently failed it again in late 2025, despite completing her legal studies through an apprenticeship program and passing the \"baby bar\" in 2021. She consistently expresses her commitment to becoming a licensed attorney, viewing her setbacks as motivation to keep studying for the full bar exam.
 

How old is the youngest lawyer?

The youngest lawyer is generally considered to be Sophia Park, who passed the California bar exam at 17 years and 8 months old in late 2024, breaking her brother Peter's previous record, though she'll be sworn in and licensed in March 2025 after turning 18, as most jurisdictions require lawyers to be 18. She accelerated her education, starting law school at 13 while in junior high and graduating early.
 

Can a 2.7 GPA get into law school?

There is so much more that admissions committees consider! I had a 2.9 and got a 160 LSAT, I got into several schools in my area with scholarships. Granted I had a 3.8 grad GPA from a masters program (most schools don't care much about that), but yes, you can get in with a 2.7 just make sure you have a strong LSAT.

Can I get into Harvard with a 3.2 GPA?

Yes, it's possible to get into Harvard with a 3.2 GPA, but it's highly improbable and requires truly exceptional strengths in other areas, as most admitted students have much higher GPAs (average ~4.18), but Harvard's holistic review means stellar essays, extraordinary extracurriculars (like national-level achievements), unique talents, or compelling life circumstances can sometimes offset a lower GPA, though a 3.2 is generally considered too low to compete for undergraduate admission without extraordinary compensating factors. 

Can I get into Yale law with a 3.5 GPA?

We do not utilize a GPA or standardized test score cutoff of any kind in our review process. Every year applicants from all backgrounds and with scores in all ranges are admitted to Yale Law School. The only guarantee you will not be admitted is if you do not apply, and we take seriously every application we receive.