What are the pros and cons of becoming a notary?
Asked by: Prof. Wendy Hoppe MD | Last update: January 31, 2026Score: 4.2/5 (71 votes)
Becoming a notary offers pros like flexible hours, supplemental income, low startup costs (for basic duties), resume building, and serving the community, but has cons including inconsistent income, low per-act pay for basic tasks (often requiring specialization like loan signing), potential liability from errors, ongoing education, and varying state fees/rules. Success often hinges on offering additional services (like mobile or remote notarization) and understanding local market demands.
Is there any downside to becoming a notary?
You may not enjoy a steady source of income
As a self-employed notary, enjoying a steady source of income may be difficult. This is because the flow of jobs may be unpredictable and estimating how often your clients will need your services may be difficult.
What is the most common mistake made by a notary?
The most common and serious mistake a notary makes is failing to ensure the signer personally appears before them, which is a legal violation and can lead to fraud and major penalties, but other frequent errors involve incomplete or incorrect notarial certificates, such as missing dates, improper seal placement, illegible stamps, mismatched names, or attaching the wrong certificate type, all of which can invalidate the document.
Do notaries make good money?
Nearly two-thirds of full-timers who have been in business for at least 3 years earn $4,000 or more a month, and 16 percent earn more than $7,500 a month. 43 percent of all part-time, self-employed Notaries earn more than $500 a month; nearly 30 percent earn more than $1,000 a month.
How much can I make on Notarize?
How much does a Notarize make? As of Jan 14, 2026, the average annual pay for a Notarize in the United States is $36,736 a year. Just in case you need a simple salary calculator, that works out to be approximately $17.66 an hour. This is the equivalent of $706/week or $3,061/month.
Pros and Cons of Being A Notary Signing Agent
How much do notaries usually charge?
Average notary fees vary by state, but typically range from $5 to $15 per signature/act, with many states setting maximums like $10-$15 for basic services (acknowledgments, oaths) and higher for Remote Online Notarization (RON), often around $25, plus potential travel fees for mobile services, with overall mobile appointments costing more due to convenience.
How does a notary get clients?
Advertise through word of mouth
Many Notaries agreed that getting the word out in your community is one of the best ways to find new customers. If someone needs a notarization but aren't sure where to go, word of mouth about your business can be key to getting signers to come to you first.
Is being a notary a stressful job?
Yes, being a notary can be stressful due to high stakes, difficult clients, legal complexities, and the pressure of running a business, but it's manageable with proper skills, organization, and boundaries, offering rewards like flexibility and independence. Common stressors include handling illegal requests, dealing with angry or difficult signers, balancing work/life, building a client base, and navigating inconsistent income, especially in competitive markets.
How long does it take to become a notary?
Becoming a notary typically takes a few weeks to a couple of months, depending on your state's requirements, involving a short training course (3-6 hours), passing a state exam, undergoing a background check (often with fingerprints), and completing the application with bond/oath filing, with commission processing taking another 1-6 weeks after submission. The initial steps (training, exam) can be done quickly, but waiting for the official commission to arrive from the state is the longest part.
Can I do notary work as a side hustle?
Becoming a Notary Public is one of the most flexible and trusted side gigs available today. Whether you want a work-from-home opportunity, a part-time job outside the house, or a way to add credibility to your freelance services, a Notary commission can unlock multiple income streams.
Do Notaries get sued a lot?
It's not unusual for a Notary to be named in a lawsuit simply because plaintiffs are obligated to cast a wide net. In other words, the civil process is “Sue first, ask questions later.” And even with the best outcome, being sued is incredibly disruptive.
Will Notaries be replaced by AI?
The Bottom Line. AI is a powerful resource, but it will never replace the personal involvement of a commissioned notary public. Notaries must continue to follow the laws and rules that govern their role, personally carrying out each step of a notarization.
Do Notaries hold up in court?
Facilitates Legal Transactions
Similarly, wills, power of attorney forms, and specific contracts typically need notarization to be legally enforceable. With notarization, these documents might hold up in a court of law or might not be accepted by institutions.
What liability does a notary have?
A notary public is liable for all damages caused by his or her errors, omissions, improper notarizations, or negligence in the performance of a notarial act even if such actions were made inadvertently.
Why would someone want to become a notary?
If you are the type of person who enjoys giving back to your community, being a Notary is a great way to support that passion. Many types of people need notarization services but cannot afford them, like the elderly, homeless, disabled and college students.
What tools does a notary need?
Top Tools and Supplies Every Notary Needs
- Notary Seal and Stamp. One of the most critical tools for a notary public is the notary seal and stamp. ...
- Notary Journal. ...
- Identification Tools. ...
- Notary Stamp Ink. ...
- Notary Supplies for Efficient Service. ...
- Affordable Notary Supplies. ...
- Professional Notary Equipment.
How much does a $25,000 notary bond cost?
A $25,000 notary bond typically costs between $40 and $180, depending on your state, credit score, and whether you add Errors & Omissions (E&O) insurance, with rates varying from a few dollars to over $100 for basic bonds, while packages with E&O can range from $75 to over $100. The cost is a small percentage (0.5% - 10%) of the bond amount, so strong credit means lower premiums, while poor credit leads to higher rates.
Is notary training hard?
The state with the toughest application requirements is...
California not only requires an exam, it also requires mandatory training up to 6 hours, a background check and a minimum exam score of 70% in order to obtain a notary commission.
What are the risks of being a notary?
Liability is a common concern of notaries public, as it should be. It is your primary duty as a notary public to serve your state and the public in preventing fraud. Unfortunately, many notaries public are not aware of the liability they face when performing authorized duties within the scope of their employment.
What type of notary makes the most money?
The type of notary that generally makes the most money is a Notary Signing Agent (NSA), specializing in real estate loan documents, earning $75-$200 per complex signing, followed by Mobile Notaries who charge travel fees and specialized Remote Online Notaries (RONs), but NSAs have the highest potential due to the volume and complexity of mortgage signings, with some reaching six figures annually with experience, high-level marketing, and handling various loan packages (purchases, refinances, HELOCs).
Is getting a notary license worth it?
Yes, getting a notary license is often worth it for the flexibility, low startup costs, and career advantages, offering potential income as a side gig or full-time business, especially as a Notary Signing Agent (NSA) for loan signings, though profitability depends heavily on your hustle and market saturation, as basic notarial work can be low-paying. It boosts resumes, adds value for employers in various industries, and opens doors to mobile services, but requires dedication to find profitable niches beyond basic, often free, bank services.
What happens if a notary makes a mistake?
A mistake can trigger an immediate rejection and result in penalties and additional fees. In most severe cases, the notary public becomes highly vulnerable to civil litigation. Mostly, notaries are aware that there are many moving pieces in a notarization process.
Is being a notary a good side hustle?
Yes, being a notary is often considered a great side hustle because it offers flexibility, low startup costs (compared to some businesses), high demand for essential services, and the potential for good hourly earnings, especially as a mobile notary or loan signing agent, with Remote Online Notarization (RON) adding work-from-home opportunities.
How does notary go pay?
Primary agents get paid weekly. How is my payment sent? All checks are sent to the email we have on file as an e-check.
How can a notary make 6 figures?
To be a six figure-earning money as a notary loan signing agent, you need to do 667 signings a year — or 13 signings a week — and you only need 3 escrow officers feeding you their loan signing appointments to be well on your way to making six figures a year, working less than 40 hours a week.