What do I do if my landlord doesn't cash my rent check?

Asked by: Dr. Bell Tillman II  |  Last update: February 7, 2026
Score: 4.4/5 (14 votes)

If your landlord isn't cashing rent checks, document everything, contact them in writing (email/text) to confirm receipt and ask why, and consider switching to traceable payments like Zelle or certified mail to prevent issues like unjust eviction or bounced checks, keeping funds aside as if the rent is paid. It could be simple disorganization, but it might also be a tactic to claim non-payment, so create a paper trail and potentially consult a lawyer.

Why would my landlord not cash my rent check?

Quite possible they're out of town, busy, or if they have other units they're waiting on a late payer and only want to make one trip to the bank. Make sure you keep enough rent money in your account until it clears. If they haven't cashed it near the end of the month you should probably inquire.

What can't a landlord do in Hawaii?

In Hawaii, landlords cannot engage in illegal "self-help" evictions (like changing locks or shutting off utilities), discriminate based on income or protected classes, retaliate against tenants for exercising rights (like reporting habitability issues), harass tenants, or enter without proper notice (usually 2 days, except emergencies). They also cannot waive essential habitability responsibilities, enforce unreasonable late fees, or make unfair deductions from security deposits beyond normal wear and tear. 

What happens if a check is never cashed?

If you don't cash a check, it eventually becomes "stale," usually after six months, meaning banks aren't obligated to honor it, though some might for a fee, requiring you to contact the issuer for a replacement, as funds aren't guaranteed and the check writer might have spent the money, leading to potential fees if you try to cash it later. Government checks and cashier's checks have different, often longer, validity, but cashing promptly is always best. 

How long can a landlord wait to cash a check?

In the U.S., landlords typically have up to six months to cash a check, as most banks honor checks within this period. However, it's best to cash checks as soon as possible to avoid any complications or delays, such as insufficient funds.

What If My Landlord Doesn't Cash My Rent Check? - CountyOffice.org

38 related questions found

How long do landlords have to collect unpaid rent?

A landlord has a specific statute of limitations (SOL) to collect unpaid rent, varying by state (often 3-10 years), but must act quickly for eviction, usually requiring a 3-day notice to pay or quit, leading to court action if ignored. While the eviction process is fast, the debt itself (the unpaid rent) remains collectible for years, often through collection agencies or small claims court, though lease terms and state laws dictate the exact timeframe and process. 

How long does a landlord have to give back my deposit?

At the end of your tenancy

Your landlord must return your deposit within 10 days of you both agreeing how much you'll get back.

What is the longest you can go without cashing a check?

Personal, business, and payroll checks are good for 6 months (180 days). Some businesses have “void after 90 days” pre-printed on their checks. Most banks will honor those checks for up to 180 days and the pre-printed language is meant to encourage people to deposit or cash a check sooner than later.

What do you call a check that hasn't been cashed?

The definition of an outstanding check is a check that has been written, but it hasn't been cashed-deposited by the bank, or otherwise cleared the bank. An outstanding check can be a personal or a business check.

What to do if someone doesn't cash your check?

No matter how your check was processed, you should contact your bank right away. The bank might be able to clear up the problem quickly. Even without a cancelled check, you can prove you made a payment with your bank statement, which shows the date and amount of the payment.

What not to say to a landlord?

When talking to a landlord, avoid lying, badmouthing previous landlords, mentioning illegal activities, promising unrealistic payments (like cash or future crypto), or making excessive demands, as it signals you might be a problematic or unreliable tenant; instead, be honest about your ability to pay and respect lease terms to build trust and a positive relationship. 

What is the rule 7 in Hawaii?

"Rule 7 Hawaii" most commonly refers to Rule 7 of the Rules of the Supreme Court of the State of Hawaiʻi, which governs the limited practice of law by supervised law-student interns, allowing them to provide legal services under attorney supervision to improve access to justice and develop skills, though the specific context could also point to Honolulu's Bill 7 (Housing/Zoning) or Federal Rule 7 on pleadings in Hawaii's district courts. 

How do I report a landlord in Hawaii?

Filing a Complaint

If you have additional questions or need assistance in completing any of the complaint forms, please call the County of Hawaiʻi, Office of Housing & Community Development to speak with the Fair Housing Coordinator at (808) 323-4304, email fairhousing@hawaiicounty.gov, or visit fairhousinghawaii.org.

Which of the following actions by a landlord would be illegal?

It's illegal for landlords to discriminate, harass, or retaliate against tenants, as well as to enter without proper notice (except emergencies) or conduct illegal evictions like changing locks or shutting off utilities; they must also provide habitable housing, make repairs, follow legal procedures for security deposits, and give proper notice for rent increases. Landlords cannot take "self-help" evictions or penalize tenants for exercising their rights, ensuring fair treatment and adherence to established legal processes. 

Can a landlord refuse to take your rent money?

In most situations, if a tenant follows the lease terms and pays the rent in full, the landlord is obligated to accept the payment. However, when the payment is partial, late, or tied to an eviction that's already in progress, a landlord may have legal grounds to refuse it.

What can't a landlord do in Hawaii?

In Hawaii, landlords cannot engage in illegal "self-help" evictions (like changing locks or shutting off utilities), discriminate based on income or protected classes, retaliate against tenants for exercising rights (like reporting habitability issues), harass tenants, or enter without proper notice (usually 2 days, except emergencies). They also cannot waive essential habitability responsibilities, enforce unreasonable late fees, or make unfair deductions from security deposits beyond normal wear and tear. 

What happens when a check doesn't get cashed?

If you don't cash a check, it eventually becomes "stale," usually after six months, meaning banks aren't obligated to honor it, though some might for a fee, requiring you to contact the issuer for a replacement, as funds aren't guaranteed and the check writer might have spent the money, leading to potential fees if you try to cash it later. Government checks and cashier's checks have different, often longer, validity, but cashing promptly is always best. 

What happens if an outstanding check is never cashed?

Checks must be presented for payment within six months to avoid being considered stale. Outstanding checks can be reissued after one year if not cashed. Checks older than 180 days may require additional verification before reissuance.

What makes a check invalid?

A check becomes invalid due to common errors like insufficient funds, missing or illegible signatures, mismatched numerical and written amounts, incorrect or changed routing/account numbers, or if it's too old (stale-dated, typically over six months), and it can also be voided by explicit markings like "VOID" or "non-negotiable" or signs of tampering, making it uncashable. 

How long should I wait for a check to be cashed?

Bottom line. In most cases, a check should clear within one or two business days. There are a few cases in which a check might be held for longer, such as if it's a large deposit amount or an international check. Make sure to review your bank's policies for what to expect in terms of check hold times.

What happens if a check is not cashed in 90 days?

If you don't cash a check within 90 days, it might become a "stale check," meaning banks aren't legally required to honor it, though some might for up to six months (180 days) or more at their discretion, potentially leading to bounced checks or fees; you'll likely need to contact the issuer for a replacement, especially if it says "void after 90 days" or you're well past the six-month mark. 

What is the maximum deposit a landlord can ask for?

Paying a tenancy deposit

Your landlord or letting agent can only keep money from your deposit if there's a problem, for example if you damage something or don't pay your rent. Check if your landlord can keep money from your deposit. Your tenancy deposit usually can't be more than 5 weeks' rent.

How do I ensure I get my deposit back?

6 Tips to Ensure You Get Your Security Deposit Back

  1. Inspect and Document the Rental BEFORE Move-In. ...
  2. Provide Proper Notice Before Moving Out. ...
  3. Fix Minor Damages and Do Small Repairs Yourself. ...
  4. Scrub Your Rental Clean. ...
  5. Return Keys and Do a Final Walkthrough With Landlord. ...
  6. Know Your Rights and Use Renter's Insurance Wisely.

What are some red flags regarding holding deposits?

Red flags include: Reluctance to sign a written agreement. Vague or inconsistent move-in date. Requests to hold the unit for an unusually long time without firm commitments.